Jefferson County, KY Bankruptcy & Debt Lawyers, page 4

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Julie Obryan
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Obryan Law Offices
9311 Preston Hwy Louisville, KY 40229Â» view map
Bankruptcy
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Obryan Law Offices has helped thousands of families restore peace and order to their lives. Call us today!

800-884-2480
1. Julie Obryan Jefferson, KY
  Attorney at Law, KY 1985
  University Of Louisville
2. About UsObryan Law Offices
  Oâ€™Bryan Law Offices, Is Focused Solely on Helping People file for Bankruptcy.
3. FAQFrequently Asked Questions
  Click here for frequently asked questions
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David Clifton Travis

Corporate, Personal Injury, Collection, Estate Planning

Status: In Good Standing

CONTACT

11507 Main Street, Louisville, KY 40243

Matthew Ryan Lindblom

Real Estate, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

500 West Jefferson Street, Louisville, KY 40202

Carole C Schneider

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

815 W. Market St, Louisville, KY 40202

David Marcus Cantor

Education, Child Support, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

462 South 4Th Street, Louisville, KY 40202

Patrick James Kilburn

DUI-DWI, Business & Trade, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Louisville, KY 40223

James S Goldberg

Bankruptcy, Real Estate

Status: In Good Standing

CONTACT

310 West Liberty Street, Louisville, KY 40202

Patricia Ann Abell

Sexual Harassment, Discrimination, Administrative Law, Credit & Debt

Status: In Good Standing

CONTACT

312 Whittington Parkway, Louisville, KY 40222

Micah Caroline Daniels

Government, Workers' Compensation, Securities, Bankruptcy, Administrative Law

Status: In Good Standing

CONTACT

401 W Main St, Louisville, KY 40202

Aaron Kemper

Traffic, State Appellate Practice, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

1009 S. Fourth Street, Louisville, KY 40203

Adrienne W Kim

Mass Torts, Elder Law, Consumer Bankruptcy, Products Liability, Medical Malpractice

Status: In Good Standing

CONTACT

713 E Market St, Louisville, KY 40202

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Jefferson County, KY Bankruptcy & Debt Lawyers, page 4

Sponsored Law Firm

Obryan Law Offices

SPONSORED LAWYERS

David Clifton Travis

Matthew Ryan Lindblom

Carole C Schneider

David Marcus Cantor

Patrick James Kilburn

James S Goldberg

Patricia Ann Abell

Micah Caroline Daniels

Aaron Kemper

Adrienne W Kim

TIPS

LEGAL TERMS

PREFERENCE

MEETING OF CREDITORS

CREDITOR

LIMITED LIABILITY

REDEMPTION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIABILITY

S CORPORATION

TRUTH IN LENDING ACT (TILA)

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