Jersey City Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gerard Robert DeSapio

Family Law, Collection, Immigration, Child Support

Status: In Good Standing

CONTACT

26 Journal Square, Jersey City, NJ 07306

Brett F George

Bankruptcy

Status: In Good Standing

CONTACT

416 36th Street, Union City, NJ 07087

Filipe Pedroso

Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

FREE CONSULTATION

CONTACT

8 Wilson Avenue, Newark, NJ 07105

Alan S. Porwich

Litigation, Estate Planning, Family Law, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

591 Summit Ave, Jersey City, NJ 07306

Zakaria Aljaludi

Bankruptcy & Debt, Criminal, Real Estate, Civil & Human Rights

Status: In Good Standing

FREE CONSULTATION

CONTACT

4100 Kennedy Blvd, Union City, NJ 07087

Tricia A. Flynn

Foreclosure, Wills & Probate, Collection, Personal Injury

Status: In Good Standing

CONTACT

20 Oakland Ave, Jersey City, NJ 07306

Micaela Alvarez

Immigration, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

416 36Th Street, Union City, NJ 07087

Peter Lowell Nichols

Corporate, Personal Injury, Wills & Probate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

241 Kearny Avenue, Kearny, NJ 07032

Ciro A. Mederos

Bankruptcy, Divorce, Foreclosure, Traffic

Status: In Good Standing

CONTACT

545 39Th Street, Union City, NJ 07087

Jennifer Norton Weil

Employment, Student Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

701 Grand St, Hoboken, NJ 07030

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FDCPA

See Fair Debt Collections & Practices Act.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Jersey City Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Gerard Robert DeSapio

Brett F George

Filipe Pedroso

Alan S. Porwich

Zakaria Aljaludi

Tricia A. Flynn

Micaela Alvarez

Peter Lowell Nichols

Ciro A. Mederos

Jennifer Norton Weil

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LEGAL TERMS

CURRENT MONTHLY INCOME

PRIORITY DEBT

CREDIT BUREAU

FAIR CREDIT REPORTING ACT (FCRA)

LIMITED PARTNERSHIP

FDCPA

DEBT COLLECTOR

NUISANCE FEES

CREDIT REPORT

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