Jersey County, IL Collection Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
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Not enough matches for Jersey Collection lawyer.
Below are all Jersey lawyers.

William Strang

Federal Appellate Practice, Estate Planning, Civil Rights, Transactions

Status: In Good Standing Licensed: 45 Years

CONTACT

108 N Lafayette St, Jerseyville, IL 62052

William Howard Strang

Federal Appellate Practice, Estate Planning, Civil Rights, Transactions

Status: In Good Standing Licensed: 45 Years

CONTACT

108 N Lafayette St, Jerseyville, IL 62052

Laef Nicholas Lorton

Federal Appellate Practice, Estate Planning, Estate, Accident & Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

Jerseyville, IL 62052

Laef Lorton

Federal Appellate Practice, Estate Planning, Estate, Insurance

Status: In Good Standing Licensed: 23 Years

CONTACT

Jerseyville, IL 62052

George Wittman

Federal Appellate Practice, Wills & Probate, Estate Planning, Estate

Status: In Good Standing Licensed: 54 Years

CONTACT

123 W Pearl St, Jerseyville, IL 62052

Allison Lorton

Workers' Compensation, Divorce, DUI-DWI, Civil Rights

Status: In Good Standing Licensed: 20 Years

CONTACT

123 W. Pearl, Jerseyville, IL 62052

Allison Snep Lorton

Workers' Compensation, Divorce, DUI-DWI, Civil Rights

Status: In Good Standing Licensed: 20 Years

CONTACT

123 W. Pearl, Jerseyville, IL 62052

George P. Wittman

Real Estate, Federal Appellate Practice, Estate Planning, Estate

Status: In Good Standing Licensed: 54 Years

CONTACT

123 W Pearl St, Jerseyville, IL 62052

Jeffrey Mcdonald

Divorce & Family Law, Traffic

Status: In Good Standing Licensed: 14 Years

CONTACT

123 W. Pearl P,o., Jerseyville, IL 62052

Donald Raymond Schaaf

General Practice

Status: In Good Standing Licensed: 31 Years

CONTACT

116 W. Pearl Street, Jerseyville, IL 62052

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Jersey County, IL Collection Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

William Strang

William Howard Strang

Laef Nicholas Lorton

Laef Lorton

George Wittman

Allison Lorton

Allison Snep Lorton

George P. Wittman

Jeffrey Mcdonald

Donald Raymond Schaaf

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LEGAL TERMS

DOING BUSINESS AS (DBA)

GENERAL PARTNER

CREDIT COUNSELING

MEETING OF CREDITORS

FAIR CREDIT REPORTING ACT (FCRA)

INTEREST

PREFERENCE

CREDIT BUREAU

NONEXEMPT PROPERTY

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