Johnston County, NC Collection Lawyers

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Robert L. Schupp

✓ VERIFIED

Estate, Divorce & Family Law

I have been been practicing since 2013 after graduating magna cum laude from Campbell University School of Law in April 2013 and passing the bar that ... (more)

FREE CONSULTATION

CONTACT

984-400-3601

121 S Railroad St, Benson, NC 27504

Elaine Beverly Wilson

✓ VERIFIED

Accident & Injury, Immigration, Real Estate, Divorce & Family Law, DUI-DWI

Elaine Wilson is a practicing lawyer in the state of North Carolina.

FREE CONSULTATION

CONTACT

800-845-7150

1013 Doe Lane, Clayton, NC 27527

Ron L. Trimyer

Divorce & Family Law, Lawsuit & Dispute, Estate, Accident & Injury

Status: In Good Standing

CONTACT

One Courthouse Square, Smithfield, NC 27577

Martin A. Tetreault

Traffic, Family Law, Divorce, Divorce & Family Law

Status: In Good Standing

CONTACT

229 East Market Street, Smithfield, NC 27577

Leon A. Lucas

Alimony & Spousal Support, Adoption, Corporate, Banking & Finance

Status: In Good Standing

FREE CONSULTATION

CONTACT

209 W. Second Street, Kenly, NC 27542

Charles D. Mast

Accident & Injury, Criminal, Estate, Workers' Compensation, Divorce & Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

One Courthouse Square, Smithfield, NC 27577

Robert K. Padovano

Traffic, Misdemeanor, DUI-DWI, Criminal

Status: In Good Standing Licensed: 33 Years

CONTACT

190 Clayton Commerce Center, Clayton, NC 27520

George B. Mast

Real Estate, Family Law, Corporate, Medical Malpractice

Status: In Good Standing Licensed: 64 Years

CONTACT

Smithfield, NC 27577

Dionne Loy Fortner

Federal Trial Practice, Family Law

Status: In Good Standing

CONTACT

Smithfield, NC 27577

Law Lamar Armstrong

Traffic, Criminal, Identity Theft, Insurance

Status: In Good Standing

CONTACT

Smithfield, NC 27577

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CCCS

See Consumer Credit Counseling Service.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Johnston County, NC Collection Lawyers

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Robert L. Schupp

Elaine Beverly Wilson

Ron L. Trimyer

Martin A. Tetreault

Leon A. Lucas

Charles D. Mast

Robert K. Padovano

George B. Mast

Dionne Loy Fortner

Law Lamar Armstrong

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

GRACE PERIOD

FAIR LABOR STANDARDS ACT (FLSA)

TRUTH IN LENDING ACT (TILA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONEXEMPT PROPERTY

CCCS

DEBT COLLECTOR

BANKRUPTCY TRUSTEE

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