Joseph Bochicchio | Charlotte Bankruptcy & Debt Lawyer

Joe began his career with PNC Bank in Pittsburgh, PA, where he lived through the age of 34 before moving to the Charlotte, NC area, and remained at the bank for ten years while attending graduate school and law school, both through evening programs. Beginning as a management trainee, he developed intensive experience in consumer and commercial lending, spending eight of the ten years at the bank either running branch offices or lending to middle market companies. In his final two years, he was promoted to U.S. Eastern Regional Executive, where he managed an 18 state region from the Mississippi to the Eastern Seaboard. While traveling to his offices in Raleigh and Greenville, SC, he saw the growth and potential in the Southeast, and after having considered Greenville, Atlanta, Raleigh, and Charlotte, kept coming back to Charlotte as the overall favorite.

After relocating his family to the area, he worked in bank consulting for Bank of America, Wachovia, Capital One, First Union and others on a variety of projects, and as a commercial banker again for a short stint while studying for the NC Bar and taking some time to recover from all the work, travel, law school, and raising a young family.

Joe routinely speaks to groups of CEO’s, CFO’s, Attorneys and CPA’s on financial statement analysis, and is sought after for speaking engagements on financial analysis for closely held companies, wealth transfer, and related matters. During his tenure as a commercial banker, he received the Certified Commercial Lender designation (CCL), which required demonstration of mastery of a variety of commercial loan, leasing, factoring, and asset based lending topics. Joe has also taught at Queen’s University in Charlotte at the university’s Certified Financial Planner program (CFP) for a new “capstone course” during the first semester it was offered to help the students combine what they had learned about portfolio management, stock analysis, tax, credit, and financial theories to assist students on a “case study” basis in developing comprehensive financial plans utilizing their newly gained knowledge.

He currently resides in Waxhaw, NC with his family in an equestrian neighborhood, and regularly sees clients and friends in his home in the evenings or weekends when they need an objective opinion and some solid advice.

Position	Organization	Location	Duration
Managing Member	Bochicchio & Pennebaker, PLLC	Charlotte, NC	Present

School	Degree	Major	Graduation
Duquesne University School of Law	J.D.	Law School	1999
Duquesne University	Masters		1994
Robert Morris University	Bachelors		1988

State / Court	Date
North Carolina	2003

• Member | North Carolina Bar Association

• Laurel Society | PNC Bank | 1998

Sun.	Mon.	Tue.	Wed.	Thu.	Fri.	Sat.
	8:30 am - 6:00 pm	8:30 am - 6:00 pm	8:30 am - 6:00 pm	8:30 am - 6:00 pm	9:00 am - 6:00 pm

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