Keene Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Bradford Alan Nilsson

General Practice

Status: In Good Standing

CONTACT

671 Longwood Rd, Lexington, KY 40503

Mark Alan Bubenzer

Criminal, Bankruptcy, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing

CONTACT

3828 Aria Lane, Lexington, KY 40514

Michael Wayne Troutman

Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4740 Firebrook Blvd, Lexington, KY 40513

Gregory Adam Napier

Business, Consumer Bankruptcy, Business Organization, Corporate

Status: In Good Standing

CONTACT

4740 Firebrook Blvd, Lexington, KY 40513

Mark Leon Zoolalian

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

400 South Main St, Nicholasville, KY 40356

Michael Allen Hamilton

General Practice

Status: In Good Standing Licensed: 22 Years

CONTACT

1067 N Main St, Nicholasville, KY 40356

Adam Gregory Zeroogian

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Inactive Licensed: 32 Years

CONTACT

116 North Main Street, Nicholasville, KY 40356

Adam Gregory Zeroogian

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

114 N Main St, Nicholasville, KY 40356

Justin Manning

Real Estate, Trusts, Credit & Debt, Civil Rights

Status: In Good Standing

CONTACT

108 W Maple St, Nicholasville, KY 40356

Henry Evans Smith

General Practice

Status: In Good Standing

CONTACT

201 S Main St, Nicholasville, KY 40356

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

Keene Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Bradford Alan Nilsson

Mark Alan Bubenzer

Michael Wayne Troutman

Gregory Adam Napier

Mark Leon Zoolalian

Michael Allen Hamilton

Adam Gregory Zeroogian

Adam Gregory Zeroogian

Justin Manning

Henry Evans Smith

TIPS

LEGAL TERMS

GRACE PERIOD

S CORPORATION

FORBEARANCE

CHAPTER 13 PLAN

UNDUE HARDSHIP

REPOSSESSION

CREDIT BUREAU

NONEXEMPT PROPERTY

FDCPA

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