Keizer Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Lisa M Mayfield

Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

565 Union St NE, Happy Valley, OR 97232

Katie M Drury

Litigation, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

456 State St, Salem, OR 97301

Janice D Zyryanoff

Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

4660 Portland Road N.E., Salem, OR 97305

Keith Hayes

Bankruptcy

Status: Suspended Licensed: 34 Years

CONTACT

1620 Broadway NE, Salem, OR 97303

Mark B Comstock

Bankruptcy Litigation, Credit & Debt, Contract

Status: In Good Standing Licensed: 43 Years

CONTACT

1011 Commercial St NE, Salem, OR 97301

Erich M D Paetsch

Foreclosure, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

Salem, OR 97308

Kevin Travis Christiansen

Election & Political, Labor Legislation, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

Salem, OR 97309

Edward Seyferth Mcglone

Employment Discrimination, Civil Rights, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

Salem, OR 97302

Gina Anne Johnnie

Construction, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 37 Years

CONTACT

Salem, OR 97308

Robert G. Taylor

Litigation, Oil & Gas, Energy, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 56 Years

CONTACT

Salem, OR 97302

800-923-0641

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Keizer Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Lisa M Mayfield

Katie M Drury

Janice D Zyryanoff

Keith Hayes

Mark B Comstock

Erich M D Paetsch

Kevin Travis Christiansen

Edward Seyferth Mcglone

Gina Anne Johnnie

Robert G. Taylor

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

DEFINED CONTRIBUTION PLAN

MEETING OF CREDITORS

FAIR CREDIT BILLING ACT (FCBA)

FAIR LABOR STANDARDS ACT (FLSA)

PREFERENCE

LOSS DAMAGE WAIVER (LDW)

TOXIC TORT

COLLECTION AGENCY

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