Kenney Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph Brian Taylor

Divorce & Family Law, Criminal, Collection, Employee Rights

Status: In Good Standing Licensed: 56 Years

CONTACT

216 S. Center Street, Clinton, IL 61727

Jay Barr

Family Law, Divorce, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

1301 E Mound Rd, Decatur, IL 62526

Jay L Barr

Family Law, Divorce, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

1301 E Mound Rd, Decatur, IL 62526

Richard W. Hopp

Divorce, DUI-DWI, Civil Rights, Collection

Status: In Good Standing Licensed: 53 Years

CONTACT

1301 E Mound Rd, Decatur, IL 62526

John Greenleaf

Wills, Wills & Probate, Estate Planning, Estate, Bankruptcy

Status: In Good Standing

CONTACT

2456 North Main Street, Decatur, IL 62526

John L. Greenleaf

Education, Visa, Wills, Estate, Bankruptcy

Status: In Good Standing

CONTACT

2456 North Main Street, Decatur, IL 62526

Julie Barr

Collection, Divorce, Bankruptcy, Family Law

Status: In Good Standing Licensed: 35 Years

CONTACT

1301 E. Mound Road, Decatur, IL 62526

Julie D. Barr

Collection, Divorce, Bankruptcy, Family Law

Status: In Good Standing Licensed: 35 Years

CONTACT

1301 E. Mound Road, Decatur, IL 62526

Richard Hopp

Divorce, DUI-DWI, Civil Rights, Collection

Status: In Good Standing Licensed: 53 Years

CONTACT

1301 E Mound Rd, Decatur, IL 62526

James Arthur Coale

Government, Transactions, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

111 E Main Street, Decatur, IL 62523

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT FILE

See credit report.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Kenney Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Joseph Brian Taylor

Jay Barr

Jay L Barr

Richard W. Hopp

John Greenleaf

John L. Greenleaf

Julie Barr

Julie D. Barr

Richard Hopp

James Arthur Coale

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LEGAL TERMS

FCRA

FAIR CREDIT REPORTING ACT (FCRA)

LIEN

CREDIT FILE

CREDIT BUREAU

WINDING UP

FRAUDULENT TRANSFER

FRATERNAL BENEFIT SOCIETY BENEFITS

GUARANTEED RESERVATION

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