Kill Devil Hills Credit & Debt Lawyer, North Carolina, page 4

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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William Carter Graham

Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 13 Years

CONTACT

2405 S Croatan Hwy, Nags Head, NC 27959

Robert B. Hobbs

Real Estate, Government, Estate, Business

Status: In Good Standing Licensed: 38 Years

CONTACT

2502 South Croatan Highway, Nags Head, NC 27959

Paulette Sue Benz

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

2510 S. Croatan Hwy, Kill Devil Hills, NC 27948

Paulette Sue Benz

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

2510 S. Croatan Hwy, Kill Devil Hills, NC 27948

Paulette Sue Benz

Accident & Injury, Divorce & Family Law, Traffic

Status: In Good Standing Licensed: 21 Years

CONTACT

2510 S. Croatan Hwy, Kill Devil Hills, NC 27948

Kerri Lynn Catino-Nason

General Practice

Status: Inactive Licensed: 25 Years

CONTACT

72 Trinitie Trail, Kitty Hawk, NC 27949

Kerri Lynn Catino-Nason

General Practice

Status: In Good Standing

CONTACT

72 Trinitie Trail, Kitty Hawk, NC 27949

Kerri L. Catino-Nason

General Practice

Status: In Good Standing

CONTACT

72 Trinitie Trail, Kitty Hawk, NC 27949

Randall L. Jones

General Practice

Status: Inactive Licensed: 31 Years

CONTACT

118 Tea Plant Ct, Kitty Hawk, NC 27949

Jim Gilreath

Employment, Personal Injury, Workers' Compensation, Family Law

Status: In Good Standing

CONTACT

119 W Wood Hill Dr, Nags Head, NC 27959

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Kill Devil Hills Credit & Debt Lawyer, North Carolina, page 4

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

William Carter Graham

Robert B. Hobbs

Paulette Sue Benz

Paulette Sue Benz

Paulette Sue Benz

Kerri Lynn Catino-Nason

Kerri Lynn Catino-Nason

Kerri L. Catino-Nason

Randall L. Jones

Jim Gilreath

TIPS

LEGAL TERMS

CREDIT FILE

MEANS TEST

IRS EXPENSES

BULK SALES LAW

FAIR LABOR STANDARDS ACT (FLSA)

DEFINED CONTRIBUTION PLAN

GUARANTOR

CREDIT REPORT

LIEN

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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