Kitsap County, WA Workout Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Kitsap Workout lawyer.
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Christopher Cyrus Pence

✓ VERIFIED

Accident & Injury, Medical Malpractice, Personal Injury, Wrongful Death

Chris Pence is privileged to represent individuals and families to recover just compensation for serious personal injuries, death and economic loss ca... (more)

FREE CONSULTATION

CONTACT

206-276-6434

10941 NE Seaborn Rd, Bainbridge Island, WA 98110

Daniel Ruttenberg

✓ VERIFIED

Car Accident

Prior to forming Vaughey & Ruttenberg, Daniel operated Ruttenberg Law, a successful PI firm focusing on personal injury litigation for over five years... (more)

CONTACT

206-408-8686

200 Winslow Way W, Bainbridge Island, WA 98110

Larry R. Hall

Commercial Leasing, Commercial Real Estate, Defamation & Slander, Conveyancing

Status: In Good Standing

CONTACT

2135 Sixth Street, Bremerton, WA 98312

Darrell D. Uptegraft

Accident & Injury, Personal Injury, Wrongful Death, DUI-DWI

Status: In Good Standing

CONTACT

9657 Levin Road N.W., Silverdale, WA 98383

Mary Spaun

Juvenile Law

Status: In Good Standing

CONTACT

9657 Levin Road N.W., Silverdale, WA 98383

A. Scott Kalkwarf

Construction, Wills & Probate, Family Law, Banking & Finance

Status: In Good Standing

CONTACT

817 Sidney Avenue, Port Orchard, WA 98366

Eric Michael Fong

Real Estate, Estate Planning, Family Law, Criminal, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

569 Division St., Port Orchard, WA 98366

Cherry Lee Davis

Juvenile Law, Paternity, Domestic Violence & Neglect, Children's Rights

Status: In Good Standing

CONTACT

9657 Levin Road N.W., Silverdale, WA 98383

Sarah Beth Peeler

Criminal

Status: In Good Standing

FREE CONSULTATION

CONTACT

569 Division Street, Port Orchard, WA 98366

Jenifer Hillegas

Criminal

Status: In Good Standing

FREE CONSULTATION

CONTACT

569 Division Street, Port Orchard, WA 98366

800-923-0641

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800-943-8690

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Kitsap County, WA Workout Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Christopher Cyrus Pence

Daniel Ruttenberg

Larry R. Hall

Darrell D. Uptegraft

Mary Spaun

A. Scott Kalkwarf

Eric Michael Fong

Cherry Lee Davis

Sarah Beth Peeler

Jenifer Hillegas

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

UNDUE HARDSHIP

SECURED DEBT

INTEREST

CHAPTER 7 BANKRUPTCY

ADMINISTRATIVE EXPENSES

NONPROFIT CORPORATION

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT COUNSELING

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