La Grande Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Alyssa D Slater

Traffic, Child Custody, Bankruptcy, Products Liability

Status: In Good Standing Licensed: 22 Years

CONTACT

107 Depot St, La Grande, OR 97850

Blaine Clooten

Occupational Safety & Health, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

Pendleton, OR 97801

Brent H Smith

Immigration, Employment, Child Custody, Bankruptcy, Mass Torts

Status: In Good Standing Licensed: 18 Years

CONTACT

808 Adams Ave, La Grande, OR 97850

Bruce E Anderson

Dispute Resolution, Child Custody, Bankruptcy

Status: In Good Standing

CONTACT

1206 Penn Ave, La Grande, OR 97850

David M Blanc

Commercial Real Estate, Municipal, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

222 Se Dorion Ave, Pendleton, OR 97801

Dean F Gushwa

Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

410 Se Dorion Ave, Pendleton, OR 97801

Jesse E. Hardval

Divorce, Criminal, Collection, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

1906 4Th St, La Grande, OR 97850

Joshua Daniel Johnson

Construction, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 20 Years

CONTACT

800 Se Emigrant Avenue, Pendleton, OR 97801

Katherine M Krauel-Hernberg

Child Custody, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

216 SE 4th St, Pendleton, OR 97801

M Nicole Clooten

Occupational Safety & Health, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

Pendleton, OR 97801

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

La Grande Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Alyssa D Slater

Blaine Clooten

Brent H Smith

Bruce E Anderson

David M Blanc

Dean F Gushwa

Jesse E. Hardval

Joshua Daniel Johnson

Katherine M Krauel-Hernberg

M Nicole Clooten

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONDISCHARGEABLE DEBTS

DISCHARGEABLE DEBTS

GUARANTOR

SETOFF

CURRENT MONTHLY INCOME

DISPOSABLE INCOME

NO-FAULT INSURANCE

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