Lake Wales Credit & Debt Lawyer, Florida, page 2

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Law Offices of Robert M. Geller, P.A.
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Bankruptcy Law Attorneys - Hillsborough County
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800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
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Janet A Mcdonald

Foreclosure, Traffic, Credit & Debt, Animal Bite

Status: In Good Standing Licensed: 45 Years

CONTACT

1121 Rustic Ln, Lakeland, FL 33811

John Barton Allen

Land Use & Zoning, Child Support, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

225 E Lemon St, Lakeland, FL 33801

Kelly Dean Chelf

Commercial Real Estate, Real Estate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

419 Lake Charles Dr, Davenport, FL 33837

Kenneth William Branham

Construction, Civil Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

8718 Harrison Rd, Lakeland, FL 33810

Kenneth Michael Skinner

Workers' Compensation, Contract, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 20 Years

CONTACT

3611 James L Redman Pkwy, Plant City, FL 33567

Knute John Nathe

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

37908 Church Ave, Dade City, FL 33525

Lawrence Joseph Barron

Trusts, Family Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1835 Wedgewood Way, Kissimmee, FL 34746

Majeedah Murad

Bankruptcy, Bankruptcy & Debt, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

11221 John Wycliffe Blvd, Orlando, FL 32832

Matthew Joseph Dickerson

Civil Rights, Contract, Credit & Debt, Personal Injury, Construction

Status: In Good Standing Licensed: 34 Years

CONTACT

120 N Collins St, Plant City, FL 33563

Matthew James Vaughn

Credit & Debt, Personal Injury, Civil Rights, Family Law

Status: In Good Standing

CONTACT

Lakeland, FL 33802

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

COLLATERAL

Property that guarantees payment of a secured debt.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Lake Wales Credit & Debt Lawyer, Florida, page 2

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Janet A Mcdonald

John Barton Allen

Kelly Dean Chelf

Kenneth William Branham

Kenneth Michael Skinner

Knute John Nathe

Lawrence Joseph Barron

Majeedah Murad

Matthew Joseph Dickerson

Matthew James Vaughn

TIPS

LEGAL TERMS

TRADE NAME

GUARANTOR

NONEXEMPT PROPERTY

COLLATERAL

REPOSSESSION

401(K) PLAN

LOSS DAMAGE WAIVER (LDW)

LIEN

PREFERENCE

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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