Lancaster Bankruptcy & Debt Lawyer, Kentucky, page 3

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Adam Gregory Zeroogian

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

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CONTACT

114 N Main St, Nicholasville, KY 40356

Linda Lowry Huston

Consumer Rights, Business, Bankruptcy & Debt, Accident & Injury

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CONTACT

122 Mooreland Ave, Harrodsburg, KY 40330

Whitney Z Johns

General Practice

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CONTACT

119 Short St, Harrodsburg, KY 40330

Larry David Catlett

Family Law, Divorce & Family Law, Criminal, Bankruptcy

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CONTACT

134 S Main St, Harrodsburg, KY 40330

Lee M Dean

Bankruptcy

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CONTACT

206 South Chiles Street, Harrodsburg, KY 40330

Christine A Carter

General Practice

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CONTACT

403 Boone Street, Berea, KY 40403

Gregory Wayne Catron

General Practice

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CONTACT

114 Circle Dr, Berea, KY 40403

James R Westenhoefer

Bankruptcy

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212 S 3Rd St, Richmond, KY 40475

Heather Marie Tackett

Collection

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209 Oakmont Dr, Nicholasville, KY 40356

Susan Baker Martin

Workout, Credit & Debt, Bankruptcy, Bankruptcy & Debt

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246 W Main St, Richmond, KY 40475

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

COLLATERAL

Property that guarantees payment of a secured debt.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Lancaster Bankruptcy & Debt Lawyer, Kentucky, page 3

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Adam Gregory Zeroogian

Linda Lowry Huston

Whitney Z Johns

Larry David Catlett

Lee M Dean

Christine A Carter

Gregory Wayne Catron

James R Westenhoefer

Heather Marie Tackett

Susan Baker Martin

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LEGAL TERMS

NUISANCE FEES

MEETING OF CREDITORS

REDEMPTION

COLLATERAL

LIMITED LIABILITY

AUTOMATIC STAY

PRIORITY DEBT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GUARANTOR

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