Lawrence Township Credit & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Darin S. Portnoy

Collection, Credit & Debt, Business & Trade, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

3705 Quakerbridge Road, Hamilton, NJ 08619

Seth J. Lapidow

Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

3131 Princeton Pike, Lawrence Township, NJ 08648

Gloria R Buckley

Foreclosure, Real Estate, Credit & Debt, Bankruptcy Litigation

Status: In Good Standing Licensed: 37 Years

CONTACT

3150 Brunswick Pike, Lawrence Township, NJ 08648

Gregg Jaclin

Income Tax, Traffic, Immigration, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

101 Grovers Mill Rd, Lawrence Township, NJ 08648

Darin Scott Portnoy

Health Care Other, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

3490 Us Highway 1, Princeton, NJ 08540

Jonathan Maislen Korn

Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

300 Carnegie Ctr, Princeton, NJ 08540

Steven King

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

300 Carnegie Ctr, Princeton, NJ 08540

Steven Surachman

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

300 Carnegie Ctr, Princeton, NJ 08540

Steven M. Richman

Motor Vehicle, Divorce & Family Law, Business, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

210 Carnegie Center, Princeton, NJ 08540

Russell U. Schenkman

Government, Estate, Business, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

13 Roszel Rd, Princeton, NJ 08540

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

... for reconsideration that Calandra deposed "three Ford credit witnesses." The appellate record only contains Anderson's and Nicosia's depositions. [2] As explained in Ford's statement of material facts in support of summary judgment, not disputed by Calandra, the debt owed by ...

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

... taken up by . . . a futile proceeding"). Even if, for the sake of argument, defendant's failure to file a timely answer was the result of excusable neglect, he presents no meritorious defenses to his personal liability for the credit card debt in this case. ...

FIA CARD SERVICES v. KESSIE

... PER CURIAM. Defendant Prince Kessie appeals from an order of the Law Division granting summary judgment against him for an alleged credit card debt in the amount of $19,214.04 plus costs. We reverse and remand for reinstatement of the pleadings. ...

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Lawrence Township Credit & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Darin S. Portnoy

Seth J. Lapidow

Gloria R Buckley

Gregg Jaclin

Darin Scott Portnoy

Jonathan Maislen Korn

Steven King

Steven Surachman

Steven M. Richman

Russell U. Schenkman

TIPS

LEGAL TERMS

PRIORITY DEBT

TRADE NAME

DEFINED CONTRIBUTION PLAN

CREDIT INSURANCE

WORKOUT

WINDING UP

PRESUMED ABUSE

CREDITOR

FAIR CREDIT BILLING ACT (FCBA)

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

FIA CARD SERVICES v. KESSIE

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