Lilburn Reorganization Lawyer, Georgia

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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Karen King

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt, Reorganization

We have helped thousands of clients avoid home foreclosure, car repossession and reduce their other debts. Our experienced team fully understands the... (more)

FREE CONSULTATION

CONTACT

800-892-3680

215 Pryor Street, Atlanta, GA 30303

Christopher Phillips

Workout, Reorganization, Credit & Debt, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Atlanta Financial Center, 3343 Peachtree Road, NE, Atlanta, GA 30326

W. Calvin Bomar

Estate Planning, Corporate, Business Organization, Reorganization

Status: In Good Standing

FREE CONSULTATION

CONTACT

5447 Roswell Rd NE, Atlanta, GA 30342

Glen Daryl Rubin

Wills & Probate, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

3145 Avalon Ridge Pl, Norcross, GA 30071

Jeff Field

Bankruptcy & Debt, Consumer Bankruptcy, Credit & Debt, Reorganization

Status: In Good Standing Licensed: 40 Years

FREE CONSULTATION

CONTACT

342 North Clarendon Avenue, Scottdale, GA 30079

Thomas J. Reichard

Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

3300 Northeast Expressway, Atlanta, GA 30341

Craig B. Lefkoff

Litigation, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

5555 Glenridge Connector, Atlanta, GA 30342

Philip Lindsey Rubin

Litigation, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

5555 Glenridge Connector, Atlanta, GA 30342

Steven Scott Heinrichs

Litigation, Transportation & Shipping, Antitrust, Reorganization

Status: In Good Standing Licensed: 31 Years

CONTACT

1200 Abernathy Road Ne, Atlanta, GA 30328

Sharon K. Kacmarcik

Reorganization, Credit & Debt, Commercial Bankruptcy, Bankruptcy Litigation

Status: In Good Standing Licensed: 33 Years

CONTACT

6000 Lake Forrest Drive Nw, Atlanta, GA 30328

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FCBA

See Fair Credit Billing Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

COLLATERAL

Property that guarantees payment of a secured debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Lilburn Reorganization Lawyer, Georgia

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

Karen King

Christopher Phillips

W. Calvin Bomar

Glen Daryl Rubin

Jeff Field

Thomas J. Reichard

Craig B. Lefkoff

Philip Lindsey Rubin

Steven Scott Heinrichs

Sharon K. Kacmarcik

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FORBEARANCE

CURRENT MONTHLY INCOME

FCBA

GARNISHMENT

COLLATERAL

ADMINISTRATIVE EXPENSES

SETOFF

NONDISCHARGEABLE DEBTS

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