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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Amy J. De Nise

Litigation, Estate Planning, Elder Law, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

111 E Court St, Flint, MI 48502

Benjamin Jay Allyn

Workers' Compensation, Contract, Collection, Wrongful Death

Status: In Good Standing Licensed: 16 Years

CONTACT

Grand Blanc, MI 48507

Chadd A. O'Brien

Construction, Intellectual Property, Contract, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

2305 S Center Rd, Flint, MI 48519

Christene M. Richter

Landlord-Tenant, Real Estate, Lawsuit & Dispute, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

Wixom, MI 48393

Dale Smith

Litigation, Custody & Visitation, Collection, Accident & Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

808 E Maple St, Holly, MI 48442

Daniel James Duchene

Municipal, Family Law, Contract, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

204 S Highlander Way, Howell, MI 48843

Darlene Kristin Fawkes Pettit

Government, Religious Discrimination, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

624 S Grand Traverse St, Flint, MI 48502

David T. Bittner

Divorce, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 32 Years

CONTACT

710 E Grand River Ave, Howell, MI 48843

David J. Reader

Litigation, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

204 S Highlander Way, Howell, MI 48843

Derek Bahri

Collection, Veterans' Affairs

Status: In Good Standing Licensed: 3 Years

CONTACT

788 Wolverine Dr, Commerce Township, MI 48390

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Linden Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Amy J. De Nise

Benjamin Jay Allyn

Chadd A. O'Brien

Christene M. Richter

Dale Smith

Daniel James Duchene

Darlene Kristin Fawkes Pettit

David T. Bittner

David J. Reader

Derek Bahri

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LEGAL TERMS

COLLECTION AGENCY

INTEREST

CURRENT MONTHLY INCOME

GARNISHMENT

CREDIT COUNSELING

GUARANTEED RESERVATION

CREDITOR

C CORPORATION

WORKOUT

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