Lithonia Collection Lawyer, Georgia

Sponsored Law Firm

x
Click For More Info:

Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Karen King

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt, Reorganization

We have helped thousands of clients avoid home foreclosure, car repossession and reduce their other debts. Our experienced team fully understands the... (more)

FREE CONSULTATION

CONTACT

800-892-3680

215 Pryor Street, Atlanta, GA 30303

David J. Hungeling

Consumer Protection, Corporate, Business Organization, Collection

Status: In Good Standing

CONTACT

1718 Peachtree Street, N.W., Peachtree 25th, Atlanta, GA 30309

J. Andrew Robertson

Business Organization, Collection, Commercial Leasing, Complex Litigation

Status: In Good Standing

CONTACT

1718 Peachtree Street, N.W., Peachtree 25th, Atlanta, GA 30309

Lawrence A Silverman

Consumer Protection, Consumer Rights, Credit & Debt, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

800 Johnson Ferry Rd, Atlanta, GA 30342

George Koenig

Insurance, Corporate, Contract, Business Organization, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

1718 Peachtree St Nw, Atlanta, GA 30309

Cha'Ron Ballard

Bankruptcy, Collection, Credit & Debt, Personal Injury, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

CONTACT

3355 Lenox Road, Atlanta, GA 30326

Sean Joseph McIlhinney

DUI-DWI, Criminal, Business Organization, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

1770 Indian Trail Lilburn Road, Norcross, GA 30093

Jody Campbell

Construction, Litigation, Workers' Compensation, Collection

Status: In Good Standing

CONTACT

3000 Langford Road, Norcross, GA 30071

Roy Daniel Reagin

Bankruptcy & Debt, Credit & Debt, Foreclosure, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

3100 Breckinridge Boulevard, Duluth, GA 30096

Brian B. Pastor

Securities, Business, Collection

Status: In Good Standing

CONTACT

3455 Peachtree Rd Ne, Atlanta, GA 30326

800-923-0641

Free Help: Use This Form or Call 800-943-8690

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SORT BY:

FILTER BY:

Free Consultation
Male
Female
Suspended

Lithonia Collection Lawyer, Georgia

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

Karen King

David J. Hungeling

J. Andrew Robertson

Lawrence A Silverman

George Koenig

Cha'Ron Ballard

Sean Joseph McIlhinney

Jody Campbell

Roy Daniel Reagin

Brian B. Pastor

TIPS

LEGAL TERMS

FCRA

MEANS TEST

PRESUMED ABUSE

DEFINED CONTRIBUTION PLAN

DEBIT CARD

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT INSURANCE

INTEREST

NUISANCE FEES

SORT BY:

FILTER BY:

PRACTICE AREAS

NEARBY CITY SUGGESTIONS

Lawyer.com Legal Protection Plan

Premium Membership

Additional Services

Resources

My Account Details