Longs Bankruptcy & Debt Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Harry Pavilack

General Practice

Status: In Good Standing

CONTACT

5907 N Kings Hwy, Myrtle Beach, SC 29577

James Thomas Young

Collection, Personal Injury, Workers' Compensation, Social Security

Status: In Good Standing

CONTACT

4709 National Drive, Myrtle Beach, SC 29579

C. Winfield Johnson

Bankruptcy, Family Medical Leave Act (FMLA), Permits, Estate Planning

Status: In Good Standing

CONTACT

1000 29Th Avenue North, Myrtle Beach, SC 29577

Anna Scott Magann

Collection, Litigation, Contract, Personal Injury, Workers' Compensation

Status: In Good Standing

CONTACT

950 48Th Ave., N., Myrtle Beach, SC 29577

John R. Lester

Commercial Real Estate, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1303 Azalea Ct., Myrtle Beach, SC 29577

David Hart Breen

Litigation, Workers' Compensation, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

1341 44Th Ave N, Myrtle Beach, SC 29577

W. Keith Powell

Bankruptcy, Real Estate, Criminal

Status: In Good Standing

CONTACT

2237 Highway 9 E, Longs, SC 29568

Pamela Marie Secrest

Internet, Civil Rights, Commercial Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

1900 Oak Street, Myrtle Beach, SC 29578

Bhumi Amit Patel

Residential Real Estate, Foreclosure, Construction Contracts, Credit & Debt

Status: In Good Standing

CONTACT

1357 21St Ave. North, Myrtle Beach, SC 29577

Gregory J. McEvoy

Traffic, Divorce & Family Law, Elder Law, Bankruptcy & Debt, Property Damage

Status: In Good Standing

CONTACT

4610 Oleander Dr., Myrtle Beach, SC 29577

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CCCS

See Consumer Credit Counseling Service.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Longs Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Harry Pavilack

James Thomas Young

C. Winfield Johnson

Anna Scott Magann

John R. Lester

David Hart Breen

W. Keith Powell

Pamela Marie Secrest

Bhumi Amit Patel

Gregory J. McEvoy

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LEGAL TERMS

COSIGNER

COLLECTION AGENCY

MEANS TEST

SETOFF

CCCS

TRADE NAME

INTEREST

LIEN

CREDIT COUNSELING

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