Lunenburg Reorganization Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Brian E. Hammell

Employment, Shareholders' Rights, Corporate, Reorganization

Status: In Good Standing

CONTACT

Totten Pond Road Office Park, 375 Totten Pond Road, Waltham, MA 02451

Arthur O. Ricci

Tax, International Tax, Estate Planning, Reorganization

Status: In Good Standing Licensed: 62 Years

CONTACT

1550 Worcester Road, Framingham, MA 01702

Cindy Tseng

Foreign Investment, Energy, Banking & Finance, Reorganization

Status: In Good Standing Licensed: 27 Years

CONTACT

175 Berkeley St, Boston, MA 02116

Donna M. White

Business, Business & Trade, Business Successions, Reorganization

Status: In Good Standing Licensed: 35 Years

CONTACT

One Boston Place, Boston, MA 02108

Evan Darryl Walton

Intellectual Property, Non-profit, Business, Reorganization

Status: In Good Standing

CONTACT

6 O'Leary Way, Jamaica Plain, MA 02130

Joseph P. Davis

Litigation, International Dispute Resolution, State & Local Agencies, Reorganization

Status: In Good Standing

CONTACT

One International Place, Boston, MA 02110

Michael William Reining

Reorganization, Bankruptcy & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

1 Financial Ctr, Boston, MA 02111

Michael William Reining

Reorganization, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1 Financial Ctr, Boston, MA 02111

Nina M. Parker

Reorganization, Commercial Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

10 Converse Place, Winchester, MA 01890

Paul D. Moore

Workout, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

100 High Street, Boston, MA 02110

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Lunenburg Reorganization Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Brian E. Hammell

Arthur O. Ricci

Cindy Tseng

Donna M. White

Evan Darryl Walton

Joseph P. Davis

Michael William Reining

Michael William Reining

Nina M. Parker

Paul D. Moore

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LEGAL TERMS

COLLECTION AGENCY

CREDIT COUNSELING

GUARANTEED RESERVATION

DISCHARGE (OF DEBTS)

IRS EXPENSES

CHAPTER 13 BANKRUPTCY

SETOFF

FORBEARANCE

WORKOUT

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