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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kevin H. Siefken

Age Discrimination, Alimony & Spousal Support, Banking & Finance, Bankruptcy

Status: In Good Standing

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314 S. Broadway Avenue, Albert Lea, MN 56007

John T. Hareid

Agribusiness, Agriculture, Banking & Finance, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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314 S. Broadway Avenue, Albert Lea, MN 56007

M. Thomas Lenway

Bankruptcy & Debt, Criminal, Divorce & Family Law, Traffic

Status: In Good Standing

FREE CONSULTATION

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Lenway Law Office, Austin, MN 55912

Jamison Wyatt Cichosz

Lawsuit & Dispute, Industry Specialties, Divorce & Family Law, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

326 Meredith Road, Albert Lea, MN 56007

Robert M Maus

Workers' Compensation, Social Security, Bankruptcy, Real Estate

Status: In Good Standing Licensed: 47 Years

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108 N Main Street, Austin, MN 55912

Marvin Thomas Lenway

Family Law, Divorce & Family Law, Criminal, Bankruptcy, Mass Torts

Status: In Good Standing Licensed: 29 Years

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310 Third Av Se, Austin, MN 55912

Scott Kerry Springer

Real Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

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201 Second Avenue Northeast, Austin, MN 55912

William L Bodensteiner

Bankruptcy & Debt, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

202 W Oakland Ave, Austin, MN 55912

Anthony John Moosbrugger

Civil Rights, Corporate, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 22 Years

CONTACT

208 Main Street W., Kasson, MN 55944

Anthony John Moosbrugger

Trusts, Adoption, Corporate, Collection, Bankruptcy

Status: In Good Standing

CONTACT

208 Main Street W., Kasson, MN 55944

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Lyle Bankruptcy & Debt Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Kevin H. Siefken

John T. Hareid

M. Thomas Lenway

Jamison Wyatt Cichosz

Robert M Maus

Marvin Thomas Lenway

Scott Kerry Springer

William L Bodensteiner

Anthony John Moosbrugger

Anthony John Moosbrugger

TIPS

LEGAL TERMS

SETOFF

MEANS TEST

CREDIT REPORT

DISPOSABLE INCOME

ADMINISTRATIVE EXPENSES

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

S CORPORATION

LIEN

COSIGNER

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