Lyman Bankruptcy & Debt Lawyer, Washington, page 4

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Jason Newcombe
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Washington Law Group, PLLC
Proudly Serving The Greater Puget Sound RegionÂ» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Steven John Chance

Civil Rights, Insurance, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 34 Years

CONTACT

407 E Illinois St, Bellingham, WA 98225

Lee Grochmal

Bankruptcy & Debt, Criminal

Status: In Good Standing Licensed: 30 Years

CONTACT

222 Grand Ave, Bellingham, WA 98225

Thomas E. Ashton

Estate Planning, Elder Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

203 W Holly St, Bellingham, WA 98225

Simon Paul Brownlie

International Other, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

12 Bellwether Way, Bellingham, WA 98225

Gae Victoria Mackenzie

Business & Trade, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

803 Highland Dr, Bellingham, WA 98225

Timothy C. Potts

International Tax, Estate Planning, Corporate, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

807 10Th St, Bellingham, WA 98225

Matt Beaty

Bankruptcy, Estate Planning, Estate, Wills

Status: In Good Standing Licensed: 17 Years

CONTACT

1313 E Maple St, Bellingham, WA 98225

O. Shane Balloun

Estate Planning, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

355 Harris Ave, Bellingham, WA 98225

O. Shane Balloun

Estate Planning, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

355 Harris Ave, Bellingham, WA 98225

Thomas Hughes Flattery

Landlord-Tenant, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 45 Years

CONTACT

3946 Cliffside Dr, Bellingham, WA 98225

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT FILE

See credit report.

CCCS

See Consumer Credit Counseling Service.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Lyman Bankruptcy & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Steven John Chance

Lee Grochmal

Thomas E. Ashton

Simon Paul Brownlie

Gae Victoria Mackenzie

Timothy C. Potts

Matt Beaty

O. Shane Balloun

O. Shane Balloun

Thomas Hughes Flattery

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LEGAL TERMS

DISCHARGE (OF DEBTS)

CREDIT FILE

CCCS

PRESUMED ABUSE

COSIGNER

DISPOSABLE INCOME

BANKRUPTCY

GENERAL PARTNER

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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