Makinen Collection Lawyer, Minnesota

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John Hedtke
About | Practice Areas
Hedtke Law Office
1217 E. 1St Street Duluth, MN 55805» view map
Bankruptcy & Debt
Sensible Debt Solutions

Hedtke Law Office is here to answer your questions and guide you through the bankruptcy process. We work to help you reduce your debt while keeping your personal property.

800-887-8940
1. John Hedtke Duluth, MN
  Attorney at Law - MN, 1985
  William Mitchell College J.D.
2. AboutHedtke Law Office
  Sensible Debt Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Makinen Collection lawyer.
Below are all Makinen Bankruptcy & Debt lawyers.

Paul Voge

Land Use & Zoning, Litigation, Wills & Probate, Consumer Bankruptcy

Status: In Good Standing Licensed: 19 Years

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6254 Ryan Road, Duluth, MN 55804

Yvonne Michaud Novak

Estate, Consumer Bankruptcy, Limited Liability Companies, Trusts

Status: In Good Standing Licensed: 21 Years

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202 W Superior St, Duluth, MN 55802

Katrina Maria Viegas

DUI-DWI, Elder Law, Contract, Collection, Divorce & Family Law

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Thomas Richard Witt

Personal Injury, Corporate, Collection, Labor Law, Discrimination

Status: In Good Standing Licensed: 17 Years

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302 W. Superior Street, Duluth, MN 55802

Ronald A Simonson

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

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107 W. Lake Street, Chisholm, MN 55719

John H Bray

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

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207 W. Superior Street, Duluth, MN 55802

Jennifer Lee Fry

Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 11 Years

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26 E Superior St, Duluth, MN 55802

Jason David Hegg

Divorce & Family Law, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

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2021 E. 6Th Street, Duluth, MN 55812

Jason David Hegg

Divorce & Family Law, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

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2021 E. 6Th Street, Duluth, MN 55812

Peter J. Raukar

Lawsuit & Dispute, Employment, Bankruptcy & Debt, Slip & Fall Accident, Car Accident

Status: In Good Standing Licensed: 20 Years

CONTACT

302 West Superior Street, Duluth, MN 55802

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Makinen Collection Lawyer, Minnesota

Sponsored Law Firm

Hedtke Law Office

SPONSORED LAWYERS

Paul Voge

Yvonne Michaud Novak

Katrina Maria Viegas

Thomas Richard Witt

Ronald A Simonson

John H Bray

Jennifer Lee Fry

Jason David Hegg

Jason David Hegg

Peter J. Raukar

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

GARNISHMENT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SETOFF

FORBEARANCE

CREDIT COUNSELING

REPOSSESSION

CHAPTER 13 BANKRUPTCY

GENERAL PARTNER

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