Manchaug Collection Lawyer, Massachusetts, page 2

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Lewis J Cohn

Business Organization, Collection, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

7 Lillian Way, Wayland, MA 01778

Rhonda S Boule

Landlord-Tenant, Prenuptial Agreements, Child Custody, Divorce & Family Law, Collection

Status: In Good Standing

CONTACT

2120 Commonwealth Ave, Auburndale, MA 02466

David S. Goldberg

Real Estate, Wills & Probate, Business, Collection, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

199 Wells Avenue, Newton, MA 02459

Richard L. Blumenthal

Federal Trial Practice, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

51 Winchester Street, Newton Highlands, MA 02461

Mark Lindner

Credit & Debt, Collection, Bankruptcy & Debt, Litigation, Landlord-Tenant

Status: In Good Standing Licensed: 49 Years

CONTACT

Randolph, MA 02368

John E. Zajac

Litigation, Collection, Bankruptcy, Personal Injury

Licensed: 33 Years

FREE CONSULTATION

CONTACT

170 High Street, Taunton, MA 02780

Paul F. Lynch

Construction, Lawsuit & Dispute, Business, Collection

Status: In Good Standing

CONTACT

185 Devonshire St, Boston, MA 02110

William J. Mcleod

Wills & Probate, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

77 Franklin Street, Boston, MA 02110

Adam S. Minsky

Consumer Rights, Student Rights, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

265 Franklin Street, Boston, MA 02110

Kevin Crick

Defect and Lemon Law, Litigation, International Other, Collection

Status: In Good Standing

CONTACT

39 Clark Street, Boston, MA 02109

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Manchaug Collection Lawyer, Massachusetts, page 2

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Lewis J Cohn

Rhonda S Boule

David S. Goldberg

Richard L. Blumenthal

Mark Lindner

John E. Zajac

Paul F. Lynch

William J. Mcleod

Adam S. Minsky

Kevin Crick

TIPS

LEGAL TERMS

PRESUMED ABUSE

TRUTH IN LENDING ACT (TILA)

BULK SALES LAW

DEBIT CARD

401(K) PLAN

SECRET WARRANTY PROGRAM

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FORBEARANCE

LOSS DAMAGE WAIVER (LDW)

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