Marion County, OR Bankruptcy & Debt Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brendan Enright

Farms, Divorce, Child Support, Bankruptcy

Status: In Good Standing

CONTACT

21028 Hwy 99E NE, Aurora, OR 97002

Alfred Frank Bowen

Aviation, Workers' Compensation, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

400 High St Se, Salem, OR 97312

Brian E Hefner

Motor Vehicle, Divorce, Criminal, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 8 Years

CONTACT

1230 Fairview Ave SE, Salem, OR 97302

Christopher Bruce Matheny

Estate Planning, Civil Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1644 Liberty St Se, Salem, OR 97302

David W Jacobson

Bankruptcy, Business & Trade, Commercial Real Estate

Status: In Good Standing Licensed: 20 Years

CONTACT

3040 Commercial St Se, Salem, OR 97302

Eric Wayne Olsen

Non-profit, Consumer Bankruptcy, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

3995 Hagers Grove Rd Se, Salem, OR 97317

Eric Wayne Olsen

Non-profit, Consumer Bankruptcy, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

3995 Hagers Grove Rd Se, Salem, OR 97317

Erich M D Paetsch

Foreclosure, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

Salem, OR 97308

Gina Anne Johnnie

Construction, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 37 Years

CONTACT

Salem, OR 97308

Jeffrey Gravatt Schumacher

Land Use & Zoning, Business & Trade, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

1945 W Nob Hill St Se, Salem, OR 97302

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Marion County, OR Bankruptcy & Debt Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Brendan Enright

Alfred Frank Bowen

Brian E Hefner

Christopher Bruce Matheny

David W Jacobson

Eric Wayne Olsen

Eric Wayne Olsen

Erich M D Paetsch

Gina Anne Johnnie

Jeffrey Gravatt Schumacher

TIPS

LEGAL TERMS

DISPOSABLE INCOME

COLLECTION AGENCY

MEETING OF CREDITORS

S CORPORATION

DISCHARGEABLE DEBTS

TRADE NAME

COSIGNER

SECURED DEBT

CREDIT BUREAU

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