Maysville Credit & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kimberly Camille Morton

General Practice

Status: In Good Standing

CONTACT

140 W 3Rd St, Maysville, KY 41056

Jeffrey Louis Schumacher

General Practice

Status: In Good Standing

CONTACT

217 Wall St, Maysville, KY 41056

Raymond S Bogucki

Estate Planning, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

207 Stanley Reed Ct, Maysville, KY 41056

Glennis Roger Harris

General Practice

Status: In Good Standing

CONTACT

141-B West Water Street, Flemingsburg, KY 41041

William Todd Walton

Litigation, Elder Law, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

111 Pumphrey Ave, Flemingsburg, KY 41041

Matthew Thomas Sanning

General Practice

Status: In Good Standing

CONTACT

224 Main Street, Augusta, KY 41002

Elizabeth R Elkins Bond

Social Security, Personal Injury, Family Law, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

5245 Ewing Road, Ewing, KY 41039

Donald Eric Tedder

General Practice

Status: In Good Standing

CONTACT

Carlisle, KY 40311

Jeffrey Bryant Dean

General Practice

Status: In Good Standing

CONTACT

216 W Shelby St, Falmouth, KY 41040

Jeffery Bryant Dean

Family Law, Divorce & Family Law, Criminal, Credit & Debt

Status: In Good Standing

CONTACT

216 W Shelby St, Falmouth, KY 41040

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SAMPLE LEGAL CASES

Rice v. Rice

... The single issue on discretionary review to this Court is whether the trial court abused its discretion in concluding that a credit card debt incurred solely by the husband and an adult son without the wife's knowledge and participation was marital property and ordering the wife to ...

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

... Tall, pro se, answered the Credit Union's complaint by essentially denying that he owed any debt to the Credit Union and claiming that he and the Credit Union's attorney had previously discussed a settlement whereby Tall would bring his account current. ...

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

... Reed appeals from an opinion and order of the Rockcastle Circuit Court granting summary judgment to Franklin Credit Management Corporation ... agreed the subject property was to be transferred to Sue Colwell in consideration of her assuming the debt totaling $69,000.00 on ...

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Maysville Credit & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Kimberly Camille Morton

Jeffrey Louis Schumacher

Raymond S Bogucki

Glennis Roger Harris

William Todd Walton

Matthew Thomas Sanning

Elizabeth R Elkins Bond

Donald Eric Tedder

Jeffrey Bryant Dean

Jeffery Bryant Dean

TIPS

LEGAL TERMS

CREDIT FILE

CHAPTER 13 BANKRUPTCY

FORBEARANCE

WORKOUT

HOUSEHOLDER

SECURED DEBT

FAIR LABOR STANDARDS ACT (FLSA)

GRACE PERIOD

DEBIT CARD

SAMPLE LEGAL CASES

Rice v. Rice

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

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