Memphis Bankruptcy & Debt Lawyer, Tennessee, page 4

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Henry Warren Miller

Insurance, Reorganization, Family Law, Estate Planning

Status: In Good Standing Licensed: 67 Years

CONTACT

760 Harbor Bend Rd, Memphis, TN 38103

Neal Graham

Corporate, International Tax, Reorganization, Partnerships

Status: In Good Standing

CONTACT

One Commerce Square, Memphis, TN 38103

Philip Frederick Counce

Business, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

3333 Poplar Ave, Memphis, TN 38111

Philip Frederick Counce

Business, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

3333 Poplar Ave, Memphis, TN 38111

Brent Heilig

Bankruptcy, Litigation, Lawsuit & Dispute, Business

Status: In Good Standing

CONTACT

Heilig Law Firm, Memphis, TN 38103

Max Shelton

Health Care Other, Mediation, Reorganization, Malpractice

Status: In Good Standing

CONTACT

One Commerce Square, Memphis, TN 38103

Leslie Donald Campbell

Tax, Wills & Probate, Business, Reorganization

Status: In Good Standing

CONTACT

1 Martin Luther King Jr Ave, Memphis, TN 38103

Kavita Goswamy Shelat

Real Estate, Litigation, Business, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

160 S Hollywood Ave, Memphis, TN 38112

David Harris

Education, Litigation, Insurance, Reorganization

Status: In Good Standing

CONTACT

130 N Court Ave, Memphis, TN 38103

David Jeffrey Harris

Education, Litigation, Insurance, Reorganization

Status: In Good Standing

CONTACT

130 N Court Ave, Memphis, TN 38103

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FCRA

See Fair Credit Reporting Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Memphis Bankruptcy & Debt Lawyer, Tennessee, page 4

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Henry Warren Miller

Neal Graham

Philip Frederick Counce

Philip Frederick Counce

Brent Heilig

Max Shelton

Leslie Donald Campbell

Kavita Goswamy Shelat

David Harris

David Jeffrey Harris

TIPS

LEGAL TERMS

UNDUE HARDSHIP

FAIR CREDIT BILLING ACT (FCBA)

CREDIT REPORT

GUARANTEED RESERVATION

COLLECTION AGENCY

FCRA

PRESUMED ABUSE

REAFFIRMATION

DISPOSABLE INCOME

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