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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
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7. Profile

Harold B Klite Truppman

Commercial Real Estate, Litigation, Insurance, Credit & Debt, Corporate

Status: In Good Standing Licensed: 34 Years

CONTACT

28 W Flagler St, Miami, FL 33130

Rex Edward Russo

Litigation, Civil Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

Miami, FL 33243

Michael Jonathan Braunschweig

Commercial Real Estate, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

Miami, FL 33126

Fausto Antonio Rosales

Commercial Real Estate, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

150 Alhambra Cir, Miami, FL 33134

Cristina

Banking & Finance, Litigation, Credit & Debt, International

Status: In Good Standing Licensed: 18 Years

CONTACT

405 Biltmore Way, Miami, FL 33134

Kenneth Dante Murena

Litigation, Civil Rights, Securities, Credit & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

1000 Brickell Ave, Miami, FL 33131

Kelley Susan Roark

Corporate, Credit & Debt, Trusts, Land Use & Zoning

Status: In Good Standing Licensed: 36 Years

CONTACT

800 Brickell Ave, Miami, FL 33131

Kelley Susan Roark

General Practice

Status: In Good Standing Licensed: 36 Years

CONTACT

800 Brickell Ave, Miami, FL 33131

Mark Anthony Emanuele

Contract, Credit & Debt, Employee Rights, Civil Rights

Status: In Good Standing Licensed: 39 Years

CONTACT

1221 Brickell Ave, Miami, FL 33131

Daniel Matthias Coyle

Banking & Finance, Credit & Debt, Bankruptcy, Business

Status: In Good Standing Licensed: 16 Years

CONTACT

1111 Brickell Ave, Miami, FL 33131

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Miami Credit & Debt Lawyer, Florida, page 5

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Harold B Klite Truppman

Rex Edward Russo

Michael Jonathan Braunschweig

Fausto Antonio Rosales

Cristina

Kenneth Dante Murena

Kelley Susan Roark

Kelley Susan Roark

Mark Anthony Emanuele

Daniel Matthias Coyle

TIPS

LEGAL TERMS

IRS EXPENSES

401(K) PLAN

LOSS DAMAGE WAIVER (LDW)

CHAPTER 7 BANKRUPTCY

UNDUE HARDSHIP

BANKRUPTCY TRUSTEE

LIQUIDATING PARTNER

CREDIT INSURANCE

S CORPORATION

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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