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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Charles J. Schneider

Bankruptcy, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing

CONTACT

39319 Plymouth Rd, Livonia, MI 48150

Jennifer L. Lawrence

Litigation, Estate Planning, Family Law, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

4844 Jackson Rd, Ann Arbor, MI 48103

Daniel R. Shemke

Labor Law, Family Law, Business, Credit & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

301 N Main St, Ann Arbor, MI 48104

Michael C. Hammer

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

350 S Main St, Ann Arbor, MI 48104

Sharifa Kerene Moore

Social Security, Family Law, Divorce, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

101 E Huron St, Ann Arbor, MI 48104

William Edward Link

Employee Rights, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

13 Lucerne Ct, Ann Arbor, MI 48108

Sarah Lyn Wixson

Real Estate, Litigation, Contract, Credit & Debt

Status: In Good Standing

CONTACT

101 N Main St, Ann Arbor, MI 48104

Michael Hammer

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

350 S Main St, Ann Arbor, MI 48104

David M. Parrott

Landlord-Tenant, Traffic, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

42156 N. Cumberland Drive, Belleville, MI 48111

Stephen John Galgan

Labor Law, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

335 Steinbach Rd, Chelsea, MI 48118

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Milan Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Charles J. Schneider

Jennifer L. Lawrence

Daniel R. Shemke

Michael C. Hammer

Sharifa Kerene Moore

William Edward Link

Sarah Lyn Wixson

Michael Hammer

David M. Parrott

Stephen John Galgan

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

SECURED DEBT

WORKOUT

MEETING OF CREDITORS

UNDUE HARDSHIP

TRADE DRESS

FAIR CREDIT BILLING ACT (FCBA)

GUARANTOR

SUBROGATION

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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