Millstone Township Credit & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Christine A. Dolan

Foreign Investment, Federal Employees, Administrative Law, Credit & Debt

Status: In Good Standing

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1593 Route 88 West, Brick, NJ 08723

Joseph J. La Costa

Corporate, Credit & Debt, Tax

Status: In Good Standing

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225 Broad Street, Red Bank, NJ 07701

Robert W. Pinard

Estate, Divorce, DUI-DWI, Credit & Debt, Personal Injury

Status: In Good Standing

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37 Robbinsville-Allentown Road, Robbinsville, NJ 08691

Rachel Elena Partyka

Power of Attorney, Divorce, Divorce & Family Law, Credit & Debt

Status: In Good Standing

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83 South St, Freehold, NJ 07728

Staci Greenwald

Estate, Divorce, Business, Credit & Debt

Status: In Good Standing

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Cranbury, NJ 08512

Brett Rosen

Lawsuit & Dispute, Insurance, Business, Credit & Debt

Status: In Good Standing

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Englishtown, NJ 07726

Chad N. Cagan

Lawsuit & Dispute, Government, Criminal, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

4400 Rt 9 S, Freehold, NJ 07728

Al Glimis

Real Estate, Criminal, Civil & Human Rights, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

100 Horizon Center Blvd, Robbinsville, NJ 08691

Gabriela M. Materassi

Intellectual Property, Immigration, Federal, DUI-DWI, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

12 Roszel Road, Princeton, NJ 08540

Darin S. Portnoy

Collection, Credit & Debt, Business & Trade, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

3705 Quakerbridge Road, Hamilton, NJ 08619

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

... for reconsideration that Calandra deposed "three Ford credit witnesses." The appellate record only contains Anderson's and Nicosia's depositions. [2] As explained in Ford's statement of material facts in support of summary judgment, not disputed by Calandra, the debt owed by ...

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

... taken up by . . . a futile proceeding"). Even if, for the sake of argument, defendant's failure to file a timely answer was the result of excusable neglect, he presents no meritorious defenses to his personal liability for the credit card debt in this case. ...

FIA CARD SERVICES v. KESSIE

... PER CURIAM. Defendant Prince Kessie appeals from an order of the Law Division granting summary judgment against him for an alleged credit card debt in the amount of $19,214.04 plus costs. We reverse and remand for reinstatement of the pleadings. ...

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Millstone Township Credit & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Christine A. Dolan

Joseph J. La Costa

Robert W. Pinard

Rachel Elena Partyka

Staci Greenwald

Brett Rosen

Chad N. Cagan

Al Glimis

Gabriela M. Materassi

Darin S. Portnoy

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

TRADE NAME

PRESUMED ABUSE

MEANS TEST

ADMINISTRATIVE EXPENSES

REDEMPTION

GUARANTOR

ABUSE

UNDUE HARDSHIP

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

FIA CARD SERVICES v. KESSIE

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