Milpitas Bankruptcy Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

S. Isabella Kim

Land Use & Zoning, Immigration, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

2755 Orchard Pkwy, Alviso, CA 95134

Hugh T D Huynh

Commercial Real Estate, Workers' Compensation, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

1315 Piedmont Rd, Alviso, CA 95152

Xuantrang Thi Do

Bankruptcy, Litigation, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

1879 Lundy Ave, Alviso, CA 95131

Oscar Loui

Construction, Real Estate, Business, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

1320 Ridder Park Dr, Alviso, CA 95131

Kelly Lane Klokow

Estate, Family Law, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

1150 N 1St St, Alviso, CA 95112

Paul Sabine Seabrook

Wills, Estate Planning, Estate, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

2055 Junction Ave, Alviso, CA 95131

Paul Seabrook

Wills, Estate Planning, Estate, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

2055 Junction Ave, Alviso, CA 95131

Caroline M. Reebs

Litigation, Trusts, Bankruptcy

Status: In Good Standing

CONTACT

2655 Seely Ave, Alviso, CA 95134

William Kevin Hurley

Eminent Domain, Real Estate, Constitutional Law, Bankruptcy

Status: In Good Standing

CONTACT

2001 Gateway Pl, Alviso, CA 95110

Joshua Paul Garvic

Contract, Personal Injury, Intellectual Property, International, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

2211 N 1St St, Alviso, CA 95131

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Milpitas Bankruptcy Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

S. Isabella Kim

Hugh T D Huynh

Xuantrang Thi Do

Oscar Loui

Kelly Lane Klokow

Paul Sabine Seabrook

Paul Seabrook

Caroline M. Reebs

William Kevin Hurley

Joshua Paul Garvic

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

CHAPTER 7 BANKRUPTCY

UNSECURED DEBT

ADMINISTRATIVE EXPENSES

INFRINGEMENT (OF TRADEMARK)

INTEREST

TRADE NAME

SOLE PROPRIETORSHIP

CREDIT BUREAU

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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