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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
7. Profile

Gabriel Dean Herald

Litigation, Credit & Debt, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

208 Nw 19Th St, Oklahoma City, OK 73103

Ricki Valerie Sonders

Litigation, Science, Technology & Internet, Banking & Finance, Credit & Debt

Status: In Good Standing

CONTACT

9020 N. May Avenue, Oklahoma City, OK 73120

Ricki Valerie Sonders

Litigation, Science, Technology & Internet, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

9020 N. May Avenue, Oklahoma City, OK 73120

Michael A. Anderson

Commercial Real Estate, Litigation, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

1424 Glenbrook Dr, Oklahoma City, OK 73118

Scott C. Sublett

Bankruptcy, Corporate, Contract, Credit & Debt

Status: In Good Standing

CONTACT

9400 N Broadway Ave, Oklahoma City, OK 73114

Jeffrey C. Grotta

Employment, Insurance, Corporate, Credit & Debt

Status: Suspended Licensed: 6 Years

CONTACT

9505 North Kelley Avenue, Oklahoma City, OK 73131

Jennifer Leigh Barger

Administrative Law, Credit & Debt, Personal Injury, Employee Rights

Status: In Good Standing Licensed: 22 Years

CONTACT

100 North University Drive, Edmond, OK 73034

Deborah A. Peterson

Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

3920 Anadarko Rd, Edmond, OK 73013

Deborah Albers Peterson

Credit & Debt

Status: In Good Standing

CONTACT

3920 Anadarko Rd, Edmond, OK 73013

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FCRA

See Fair Credit Reporting Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SAMPLE LEGAL CASES

In re Sales Tax Claim for Refund of Home Depot

... [4] Home Depot stipulated that Monogram Bank of Georgia (Monogram & GE Capital were two of the private label credit card issuers) owned the accounts, and that Monogram included a bad debt deduction under Â§ 166, IRC on its federal tax return. ...

Capital One Bank, NA v. Parsons

... We find attorney fees are recoverable here and reverse the decision of the trial court. Â¶ 2 On December 27, 2005, Capital One Bank (Capital) filed a lawsuit on an open account alleging a credit card debt owed to it by William T. Parsons, III. ...

LITTLE BEAR RESOURCES v. NEMAHA SERVICES

... the origin of 961 its anti-deficiency statute [6] and concluded equity required the same rule (that the judgment debtor be allowed a credit against its debt for the sum representing the fair market value of the property sold) be applied to execution sales on judgment liens. ...

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Minco Credit & Debt Lawyer, Oklahoma, page 2

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Gabriel Dean Herald

Ricki Valerie Sonders

Ricki Valerie Sonders

Michael A. Anderson

Scott C. Sublett

Jeffrey C. Grotta

Jennifer Leigh Barger

Deborah A. Peterson

Deborah Albers Peterson

TIPS

LEGAL TERMS

PREFERENCE

FCRA

ADMINISTRATIVE EXPENSES

401(K) PLAN

WORKOUT

CREDIT INSURANCE

CREDIT COUNSELING

TRADE NAME

SUBROGATION

SAMPLE LEGAL CASES

In re Sales Tax Claim for Refund of Home Depot

Capital One Bank, NA v. Parsons

LITTLE BEAR RESOURCES v. NEMAHA SERVICES

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