Minneola Collection Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Mark A. Brionez

Lawsuit & Dispute, Real Estate, Collection

Status: In Good Standing

CONTACT

1000 West Main Street, Leesburg, FL 34748

Adriana C. Lombardo-Santambrosi

Real Estate, Child Custody, Criminal, Consumer Protection, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

7965 S Park Pl, Orlando, FL 32819

Andrew Wyatt Groves

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

9271 S John Young Pkwy, Orlando, FL 32819

Andrew Wyatt Groves

Banking & Finance, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

9271 S John Young Pkwy, Orlando, FL 32819

Aristides Kico Juan Diaz

Corporate, Business Organization, Collaborative Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

425 West Colonial Drive, Orlando, FL 32804

Brett Alan Smith

Estate, Divorce & Family Law, Criminal, Collection

Status: In Good Standing

CONTACT

4700 Millenia Blvd, Orlando, FL 32839

Christine Sarah Hansley

Bankruptcy & Debt, Collection, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

283 Cranes Roost Blvd, Altamonte Springs, FL 32701

Connor Sheldon Kelly

Federal Appellate Practice, Employment, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

7335 W Sand Lake Rd, Orlando, FL 32819

Daniel S Henderson

Commercial Real Estate, Government, Estate Planning, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

8240 Exchange Dr, Orlando, FL 32809

Hugh Adolphus Davis

Corporate, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

9161 Silver Lake Dr, Leesburg, FL 34788

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT FILE

See credit report.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Minneola Collection Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Mark A. Brionez

Adriana C. Lombardo-Santambrosi

Andrew Wyatt Groves

Andrew Wyatt Groves

Aristides Kico Juan Diaz

Brett Alan Smith

Christine Sarah Hansley

Connor Sheldon Kelly

Daniel S Henderson

Hugh Adolphus Davis

TIPS

LEGAL TERMS

MEANS TEST

SECRET WARRANTY PROGRAM

CREDIT BUREAU

CREDIT FILE

TRADE NAME

DISCHARGEABLE DEBTS

COLLECTION AGENCY

GUARANTEED RESERVATION

INTEREST

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