Monroe County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Monroe Bankruptcy & Debt lawyer.
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Mark Steven Rohr

Real Estate, Estate, Divorce, Child Custody, Divorce & Family Law

Status: In Good Standing

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121 West Legion Avenue, Columbia, IL 62236

Jack Anthony Strellis

Real Estate, Workers' Compensation, Criminal, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 53 Years

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115 E Mill St, Waterloo, IL 62298

Timothy A. Gutknecht

Litigation, Estate Planning, Estate, Criminal

Status: In Good Standing Licensed: 31 Years

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222 S Main St, Columbia, IL 62236

Kathie Blackman Dudley

Real Estate, Estate Planning, Corporate, Business

Status: In Good Standing

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121 West Legion Avenue, Columbia, IL 62236

Clay Barkley St. Clair

Workers' Compensation, Employee Rights, Criminal, Civil Rights, Personal Injury

Status: In Good Standing Licensed: 24 Years

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252 Southwoods Ctr, Columbia, IL 62236

Tom Darrell Adams

Federal Appellate Practice, Estate Planning, Estate, Transactions, Business

Status: In Good Standing Licensed: 54 Years

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321 Wedgewood Square, Columbia, IL 62236

Elizabeth Gallagher

Real Estate, Wills & Probate, Trusts, Personal Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

399 Veterans Pkwy, Columbia, IL 62236

Natalie Sager Steppig

Personal Injury, Workers' Compensation, Civil Rights, Divorce, Divorce & Family Law

Status: In Good Standing

CONTACT

121 West Legion Ave, Columbia, IL 62236

Anthony Patrick Gilbreth

Traffic, Social Security, Workers' Compensation, Personal Injury, Car Accident

Status: In Good Standing

CONTACT

121 W Legion Ave, Columbia, IL 62236

John Martin Huetsch

Federal Appellate Practice, Estate Planning, Transactions, Business

Status: In Good Standing Licensed: 47 Years

CONTACT

Waterloo, IL 62298

800-923-0641

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LEGAL TERMS

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Monroe County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Mark Steven Rohr

Jack Anthony Strellis

Timothy A. Gutknecht

Kathie Blackman Dudley

Clay Barkley St. Clair

Tom Darrell Adams

Elizabeth Gallagher

Natalie Sager Steppig

Anthony Patrick Gilbreth

John Martin Huetsch

TIPS

LEGAL TERMS

LIMITED LIABILITY

LIABILITY

BANKRUPTCY TRUSTEE

FAIR CREDIT REPORTING ACT (FCRA)

DEFINED CONTRIBUTION PLAN

FORBEARANCE

DISPOSABLE INCOME

ADMINISTRATIVE EXPENSES

CURRENT MONTHLY INCOME

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