Mount Olivet Bankruptcy & Debt Lawyer, Kentucky

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Suzanne  Cassidy Lawyer

Suzanne Cassidy

VERIFIED
Bankruptcy & Debt, Divorce & Family Law, Employment, Civil & Human Rights, Accident & Injury

Suzanne Cassidy is a partner with the firm, who concentrates her practice in the areas of Family Law, School Law, Insurance Defense, Employment Discri... (more)

Justin Lee Lawrence Lawyer
Justin Lee Lawrence
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

Justin Lee Lawrence

Justin Lee Lawrence is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
VERIFIED
Accident & Injury, Personal Injury, Workers' Compensation, Bankruptcy & Debt, Social Security

Justin L. Lawrence is the managing partner of Lawrence & Associates, the successful law firm he founded in 2005. Along the way, Justin has started an... (more)

Kimberly Ross Taylor

Bankruptcy
Status:  In Good Standing           

Charla R. Sands

Bankruptcy
Status:  In Good Standing           

W. Thomas Bunch

Bankruptcy, Business Organization, Estate Administration, Litigation
Status:  In Good Standing           

W. Thomas Bunch

Bankruptcy, Business Organization, Litigation
Status:  In Good Standing           

Emily H. Cowles

Corporate, Banking & Finance, Collection, Bankruptcy
Status:  In Good Standing           

Tyler Powell

Corporate, Bankruptcy
Status:  In Good Standing           

Jonathan Mark Bruce

Traffic, White Collar Crime, DUI-DWI, Criminal, Bankruptcy
Status:  In Good Standing           

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Stuart P. Brown

Estate Planning, Family Law, Criminal, Bankruptcy
Status:  In Good Standing           

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COLLATERAL

Property that guarantees payment of a secured debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.