Mount Pleasant Credit & Debt Lawyer, Tennessee, page 3

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Bill Miller

Dispute Resolution, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 28 Years

CONTACT

1804 Williamson Ct, Brentwood, TN 37027

Dick Bobo

Bankruptcy, Banking & Finance, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 54 Years

CONTACT

1540 Brentwood Pointe, Franklin, TN 37067

Charles Richard Bobo

Business, Reorganization, Credit & Debt, Bankruptcy

Status: Inactive Licensed: 54 Years

CONTACT

1540 Brentwood Pointe, Franklin, TN 37067

Jerry Anthony Bridenbaugh

Litigation, Estate Planning, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

7100 Commerce Way, Brentwood, TN 37027

Thomas Joseph Elmlinger

Corporate, Credit & Debt, Labor Law, Elder Law

Status: In Good Standing Licensed: 39 Years

CONTACT

1616 Westgate Cir, Brentwood, TN 37027

Mattea Lee Rolin

Estate Planning, Elder Law, Credit & Debt, Animal Bite

Status: In Good Standing Licensed: 21 Years

CONTACT

Elkton, TN 38455

Mattea Lee Rolin

Estate Planning, Elder Law, Credit & Debt, Animal Bite

Status: In Good Standing Licensed: 21 Years

CONTACT

Elkton, TN 38455

Blake Kruse

Criminal, Bankruptcy, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

75 Blakewood Dr, Dickson, TN 37055

Patricia Ann Connelly

Natural Resources, Elder Law, Credit & Debt, Animal Bite

Status: In Good Standing Licensed: 49 Years

CONTACT

7148 Somerset Farms Dr, Nashville, TN 37221

Whitney Lauren Haley

Construction, Credit & Debt, Wills & Probate, Business

Status: In Good Standing Licensed: 12 Years

CONTACT

110 Winners Cir N, Brentwood, TN 37027

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT FILE

See credit report.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Mount Pleasant Credit & Debt Lawyer, Tennessee, page 3

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Bill Miller

Dick Bobo

Charles Richard Bobo

Jerry Anthony Bridenbaugh

Thomas Joseph Elmlinger

Mattea Lee Rolin

Mattea Lee Rolin

Blake Kruse

Patricia Ann Connelly

Whitney Lauren Haley

TIPS

LEGAL TERMS

REAFFIRMATION

CREDIT FILE

DISPOSABLE INCOME

CREDIT INSURANCE

INTEREST

CHAPTER 13 PLAN

CREDITOR

LOSS DAMAGE WAIVER (LDW)

ABUSE

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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