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Jeffrey Wilens
About | Practice Areas
Lakeshore Law Center
18340 Yorba Linda Blvd. Suite 107-610 Yorba Linda, CA 92886» view map
Consumer Rights Law
Attorney Jeffrey Wilens Will Fight for You

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of wrongdoing throughout the US.

800-964-0820
1. Jeffrey Wilens Yorba Linda, CA
  Attorney at Law, CA
  Berkeley Boalt Hall School of Law, J.D. 1985
2. AboutLakeshore Law Center
  Attorney Jeffrey Wilens will Fight for You
3. Practice AreasExpertise
  Consumer Rights
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Christie Soo

Wills, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

1207 13Th St, Modesto, CA 95354

Eric James Sousa

Agriculture, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

100 Sycamore Ave, Modesto, CA 95354

Harpreet Singh

Litigation, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 7 Years

CONTACT

1101 Standiford Ave, Modesto, CA 95350

Jeeni Rae Casey

Commercial Real Estate, Litigation, Lawsuit & Dispute, Credit & Debt, Estate

Status: In Good Standing Licensed: 16 Years

CONTACT

928 Bel Passi Dr, Modesto, CA 95350

John Wesley Villines

Corporate, Credit & Debt, International Trade, Agriculture

Status: Suspended Licensed: 27 Years

CONTACT

726 14Th St, Modesto, CA 95354

Julie Alice Richardson

Employee Rights, Elder Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

931 10Th St, Modesto, CA 95354

Kirk Brennan

Litigation, Employee Rights, Criminal, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

832 12Th Street, Modesto, CA 95354

Patricia Kramer

Employment, Business, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 33 Years

FREE CONSULTATION

CONTACT

340 Palladio Parkway, Folsom, CA 95630

Paul R Kraft

Litigation, Wills & Probate, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

5170 Golden Foothill Pkwy, Folsom, CA 95762

Roger Allen Brown

Corporate, Credit & Debt, Employee Rights, Election & Political

Status: Inactive Licensed: 59 Years

CONTACT

23525 Rusty Spur Rd, Sonora, CA 95370

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Murphys Credit & Debt Lawyer, California

Sponsored Law Firm

Lakeshore Law Center

SPONSORED LAWYERS

Christie Soo

Eric James Sousa

Harpreet Singh

Jeeni Rae Casey

John Wesley Villines

Julie Alice Richardson

Kirk Brennan

Patricia Kramer

Paul R Kraft

Roger Allen Brown

TIPS

LEGAL TERMS

CREDIT FILE

LOSS DAMAGE WAIVER (LDW)

INTEREST

DISPOSABLE INCOME

CURRENT MONTHLY INCOME

DEFINED CONTRIBUTION PLAN

NUISANCE FEES

COLLECTION AGENCY

DOING BUSINESS AS (DBA)

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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