Napavine Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Dale A. Mcbeth

Corporate, Collection, Elder Law, Family Law

Status: In Good Standing Licensed: 49 Years

CONTACT

125 Valley Meadows Loop, Chehalis, WA 98532

Ryan V. Bedford

Estate Planning, Elder Law, Contract, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

Centralia, WA 98531

Paul Joseph Dugaw

Insurance, Collection, Personal Injury, Family Law

Status: In Good Standing Licensed: 44 Years

CONTACT

Centralia, WA 98531

Dean William Hamilton

Litigation, Federal, Employment, Collection, Contract

Status: In Good Standing Licensed: 34 Years

CONTACT

2416 N Pearl St, Centralia, WA 98531

Leslie Woodruff Owen

Housing & Construction Defects, Traffic, Elder Law, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

3322 Fairview St Se, Olympia, WA 98501

Norman C. Dick

Insurance, Collection, Litigation, Civil Rights

Status: Inactive Licensed: 41 Years

CONTACT

133 Beacon Hill Dr, Longview, WA 98632

Jeffrey G. Yonek

Litigation, Corporate, Contract, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

2131 Summit Lake Shore Rd Nw, Olympia, WA 98502

Alan Craig Anderson

Collection, Personal Injury, Family Law, Litigation

Status: In Good Standing Licensed: 36 Years

CONTACT

3117 Capitol Blvd SW, Olympia, WA 98501

E. P. Hackenberg

Collection, Personal Injury, Estate Planning, Landlord-Tenant

Status: In Good Standing Licensed: 17 Years

CONTACT

301 O St SE, Olympia, WA 98501

Trevor Arthur Zandell

Construction, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

111 21St Ave Sw, Olympia, WA 98501

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Napavine Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Dale A. Mcbeth

Ryan V. Bedford

Paul Joseph Dugaw

Dean William Hamilton

Leslie Woodruff Owen

Norman C. Dick

Jeffrey G. Yonek

Alan Craig Anderson

E. P. Hackenberg

Trevor Arthur Zandell

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

DEBT COLLECTOR

ABUSE

MEANS TEST

LIMITED LIABILITY

WINDING UP

SOLE PROPRIETORSHIP

DEFINED CONTRIBUTION PLAN

COLLECTION AGENCY

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