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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
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No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Maria J. Nu ez

Animal Bite, Criminal, Bankruptcy, Collection

Status: In Good Standing

FREE CONSULTATION

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1350 Columbia Street, San Diego, CA 92101

Casper John Rankin

Landlord-Tenant, Foreclosure, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

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8880 Rio San Diego Dr, San Diego, CA 92108

Christopher Michael Brown

Litigation, Employee Rights, Corporate, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

8880 Rio San Diego Dr, San Diego, CA 92108

Daniel Ray Gamez

Landlord-Tenant, Consumer Rights, Credit & Debt, Consumer Bankruptcy, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

501 W Broadway, San Diego, CA 92101

David Edward Mcallister

Litigation, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

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8880 Rio San Diego Drive, San Diego, CA 92108

Dean Theodore Janis

Securities Fraud , Contract, Collection, Commercial Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

550 W C St, San Diego, CA 92101

Dennis Christopher Brue

Employment, Divorce & Family Law, Criminal, Insurance, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

4370 La Jolla Village Dr, San Diego, CA 92122

Douglas Alan Schwaebe

Child Custody, Consumer Protection, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

2719 Granada Ave, San Diego, CA 92104

Frederick Claire Phillips

Construction, Litigation, Contract, Business, Collection

Status: In Good Standing Licensed: 53 Years

CONTACT

605 C St, San Diego, CA 92101

Janis Kay Stocks

Mediation, Family Law, Child Custody, Collection

Status: In Good Standing

CONTACT

3033 5Th Ave, San Diego, CA 92103

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

National City Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Maria J. Nu ez

Casper John Rankin

Christopher Michael Brown

Daniel Ray Gamez

David Edward Mcallister

Dean Theodore Janis

Dennis Christopher Brue

Douglas Alan Schwaebe

Frederick Claire Phillips

Janis Kay Stocks

TIPS

LEGAL TERMS

CCCS

BANKRUPTCY TRUSTEE

LIEN

CREDITOR

UNDUE HARDSHIP

REPOSSESSION

IRS EXPENSES

CREDIT BUREAU

FCRA

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