Nevada City Workout Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Douglas Randall Ensminger

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D. Randall Ensminger been practicing civil and criminal law for over 35 years and found that our clients truly appreciate the time and effort we put i... (more)

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800-938-5171

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Allan Robert Frumkin

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Stephen Johnson

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13620 Lincoln Way, Auburn, CA 95603

Kyle Robert Adamson

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status: In Good Standing Licensed: 10 Years

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39 Comp Center, Nevada City, CA 95959

George Larry Engel

Estate Planning, Bankruptcy, Business, Trusts, Wills

Status: In Good Standing Licensed: 52 Years

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12116 Horseshoe Ln, Nevada City, CA 95959

Debra Ann Sitzberger

Land Use & Zoning, Federal, Business & Trade, Commercial Bankruptcy

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11750 Ridge Rd, Nevada City, CA 95959

Tex Ritter

Health Care Other, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

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342 N School St, Grass Valley, CA 95945

Andrew Allen Harris

Land Use & Zoning, Litigation, Corporate, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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Cedar Ridge, CA 95924

Eric Meadow

Credit & Debt, Collection, Defamation & Slander, Car Accident

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16971 Placer Hills Road, Meadow Vista, CA 95722

Helga Anna White

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

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310 Bridgeview Dr, Auburn, CA 95603

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT FILE

See credit report.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Nevada City Workout Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Douglas Randall Ensminger

Allan Robert Frumkin

Stephen Johnson

Kyle Robert Adamson

George Larry Engel

Debra Ann Sitzberger

Tex Ritter

Andrew Allen Harris

Eric Meadow

Helga Anna White

TIPS

LEGAL TERMS

COSIGNER

DEBIT CARD

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CYBERSQUATTING

REDEMPTION

CREDIT FILE

DISCHARGE (OF DEBTS)

FAIR CREDIT REPORTING ACT (FCRA)

MEANS TEST

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