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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Elwin Leon Neal

Commercial Real Estate, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

2009 Steven St, Rock Falls, IL 61071

Elwin Neal

Commercial Real Estate, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

2009 Steven St, Rock Falls, IL 61071

Daniel Carl Hawkins

General Practice

Status: In Good Standing Licensed: 34 Years

CONTACT

100 West First Street, Rock Falls, IL 61071

Marvin G. Ripley

Federal Appellate Practice, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

6 E 4Th St, Sterling, IL 61081

Marvin Ripley

Federal Appellate Practice, Family Law, Civil Rights, Bankruptcy, Commercial Real Estate

Status: In Good Standing Licensed: 49 Years

CONTACT

6 E 4Th St, Sterling, IL 61081

Paul Alan Osborn

Litigation, Divorce, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

202 E 5Th St, Sterling, IL 61081

Lisa A. Gabriel

Immigration, Adoption, Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

202 E 5Th St, Sterling, IL 61081

Paul Osborn

Banking & Finance, Litigation, Bankruptcy, Divorce

Status: In Good Standing Licensed: 44 Years

CONTACT

202 E 5Th St, Sterling, IL 61081

Daniel Alan Huffman

Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

802 E 3Rd St, Sterling, IL 61081

Kelli Decker Walker

Child Custody, Adoption, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

1202 E Fourth St, Sterling, IL 61081

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FCBA

See Fair Credit Billing Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT FILE

See credit report.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

... Appellees and Cross-Appellants, v. Hollis L. BRUMFIELD, Defendant and Counterplaintiff- Appellant and Cross-Appellee, and Michael J. Drewes; Constance Drewes; Beau Drewes; Zachary Fitzpatrick; Dan Fitzpatrick; Cindy Fitzpatrick; Steve Miller, Trustee in Bankruptcy for the ...

Seip v. Rogers Raw Materials Fund, LP

... Upon learning this, Beeland immediately sought to have the assets transferred either to Refco, LLC, or back to the original brokerage accounts. D. Refco Bankruptcy and the Special Redemption Letter. ... (2006)). Refco, LLC, filed for bankruptcy as well in November 2005. ...

Giannini v. Kumho Tire USA, Inc.

... While there are no Illinois cases addressing the stay granted in Rule 306, Garbe Iron Works held that the two-year statute of limitations for filing a mechanics' lien foreclosure was tolled by the automatic stay provision contained in the Federal Bankruptcy Act (11 USC Â§ 362(a)(1 ...

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New Bedford Bankruptcy Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Elwin Leon Neal

Elwin Neal

Daniel Carl Hawkins

Marvin G. Ripley

Marvin Ripley

Paul Alan Osborn

Lisa A. Gabriel

Paul Osborn

Daniel Alan Huffman

Kelli Decker Walker

TIPS

LEGAL TERMS

COLLATERAL

SECURED DEBT

DISCHARGE (OF DEBTS)

FCBA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NONDISCHARGEABLE DEBTS

NONEXEMPT PROPERTY

CREDIT FILE

DOING BUSINESS AS (DBA)

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

Seip v. Rogers Raw Materials Fund, LP

Giannini v. Kumho Tire USA, Inc.

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