New York Credit & Debt Lawyer



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AccordAcraAdamsAdams BasinAdams CenterAddisonAdirondackAftonAkronAlbanyAlbertsonAlbionAlcoveAldenAlder CreekAlexanderAlexandria BayAlfredAlfred StationAlleganyAllentownAlmaAlmondAlpineAlplausAltamontAltmarAltonAltonaAmagansettAmawalkAmeniaAmityvilleAmsterdamAncramAncramdaleAndesAndoverAngelicaAngolaAnnandale On HudsonAntwerpApalachinAppletonApulia StationAquebogueArcadeArdenArdsleyArdsley On HudsonArgyleArkportArkvilleArmonkArverneAshlandAshvilleAstoriaAthensAtholAthol SpringsAtlantaAtlantic BeachAtticaAu Sable ForksAuburnAuriesvilleAuroraAusterlitzAvaAverill ParkAvocaAvon
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BabylonBainbridgeBakers MillsBaldwinBaldwin PlaceBaldwinsvilleBallston LakeBallston SpaBangallBarkerBarneveldBarrytownBarryvilleBartonBasomBataviaBathBay ShoreBayportBaysideBayvilleBeaconBear MountainBearsvilleBeaver DamsBeaver FallsBedfordBedford HillsBelfastBelleroseBellevilleBellmoreBellonaBellportBellvaleBelmontBemus PointBergenBerkshireBerlinBerneBernhards BayBethelBethpageBible School ParkBig FlatsBig IndianBillingsBinghamtonBlack CreekBlack RiverBlauveltBlissBlodgett MillsBloomfieldBlooming GroveBloomingburgBloomingdaleBloomingtonBloomvilleBlossvaleBlue Mountain LakeBlue PointBohemiaBoicevilleBolivarBolton LandingBombayBoonvilleBostonBouckvilleBovina CenterBowmansvilleBradfordBrainardBrainardsvilleBranchportBrantBrant LakeBrantinghamBrasher FallsBreesportBreezy PointBrentwoodBrewertonBrewsterBriarcliff ManorBridgehamptonBridgeportBridgewaterBrier HillBrightwatersBroadalbinBrockportBroctonBronxBronxvilleBrookfieldBrookhavenBrooklynBrooktondaleBrownvilleBrushtonBuchananBuffaloBullvilleBurdettBurkeBurlinghamBurlington FlatsBurnt HillsBurtBuskirkByron
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CadyvilleCairoCalciumCaledoniaCallicoonCallicoon CenterCalvertonCambria HeightsCambridgeCamdenCameronCameron MillsCamillusCampbellCampbell HallCanaanCanajoharieCanandaiguaCanaseragaCanastotaCandorCaneadeaCanisteoCantonCape VincentCarle PlaceCarlisleCarmelCaroga LakeCarthageCassadagaCassvilleCastileCastle CreekCastle PointCastleton On HudsonCastorlandCatoCatskillCattaraugusCayugaCayutaCazenoviaCedarhurstCeloronCenter MorichesCentereachCenterportCentervilleCentral BridgeCentral IslipCentral SquareCentral ValleyCeresChadwicksChaffeeChamplainChappaquaCharlottevilleChase MillsChateaugayChathamChaumontChautauquaChazyChelseaChemungChenango BridgeChenango ForksCherry CreekCherry PlainCherry ValleyChesterChestertownChichesterChildwoldChippewa BayChittenangoChurchvilleChurubuscoCiceroCincinnatusCirclevilleClarenceClarence CenterClarendonClark MillsClarksonClarksvilleClaryvilleClaverackClayClaytonClayvilleClemonsClevelandCleverdaleClifton ParkClifton SpringsClimaxClintonClinton CornersClintondaleClockvilleClydeClymerCobleskillCochectonCochecton CenterCoeymansCoeymans HollowCohoctonCohoesCold BrookCold SpringCold Spring HarborColdenCollege PointColliersvilleCollinsCollins CenterColtonColumbiavilleCommackComstockConesusConewango ValleyCongersConklinConnellyConstableConstablevilleConstantiaCoopers PlainsCooperstownCopakeCopake FallsCopenhagenCopiagueCoramCorbettsvilleCorfuCorinthCorningCornwallCornwall On HudsonCornwallvilleCoronaCortlandCortlandt ManorCossayunaCottekillCowlesvilleCoxsackieCragsmoorCranberry LakeCraryvilleCrittendenCroghanCrompondCropseyvilleCross RiverCroton FallsCroton On HudsonCrown PointCubaCuddebackvilleCutchogue
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DaleDaltonDannemoraDansvilleDarien CenterDavenportDavenport CenterDaytonDe Kalb JunctionDe PeysterDe RuyterDeansboroDeer ParkDeer RiverDeferietDelanceyDelansonDelevanDelhiDelmarDelphi FallsDenmarkDenverDepauvilleDepewDepositDerbyDewittvilleDexterDiamond PointDickinson CenterDobbs FerryDolgevilleDormansvilleDover PlainsDownsvilleDresdenDrydenDuanesburgDundeeDunkirkDurhamDurhamville
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Eagle BayEagle BridgeEarltonEarlvilleEast AmherstEast AuroraEast BerneEast BethanyEast BloomfieldEast BranchEast ChathamEast ConcordEast DurhamEast ElmhurstEast GreenbushEast HamptonEast HomerEast IslipEast JewettEast MarionEast MeadowEast MeredithEast MorichesEast NassauEast NorthportEast NorwichEast OttoEast PembrokeEast PharsaliaEast QuogueEast RandolphEast RochesterEast RockawayEast SchodackEast SetauketEast SpringfieldEast SyracuseEast WilliamsonEast WorcesterEastchesterEastportEatonEdenEdmestonEdwardsElbaElbridgeEldredElizabethtownElizavilleElka ParkEllenburgEllenburg CenterEllenburg DepotEllenvilleEllicottvilleEllingtonEllisburgElmaElmhurstElmiraElmontElmsfordEndicottEndwellErievilleErinEsopusEsperanceEssexEtnaEvans Mills
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FabiusFair HavenFairportFalconerFallsburgFancherFar RockawayFarmersville StationFarmingdaleFarmingtonFarmingvilleFarnhamFayetteFayettevilleFelts MillsFerndaleFeura BushFillmoreFindley LakeFineFishersFishers IslandFishers LandingFishkillFishs EddyFleischmannsFloral ParkFloridaFlushingFly CreekFondaForest HillsForestburghForestportForestvilleFort AnnFort CovingtonFort DrumFort EdwardFort HunterFort JohnsonFort MontgomeryFort PlainFrankfortFranklinFranklin SpringsFranklin SquareFranklinvilleFredoniaFreedomFreeholdFreeportFreevilleFremont CenterFresh MeadowsFrewsburgFriendshipFultonFultonhamFultonville
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GabrielsGainesvilleGallupvilleGalwayGansevoortGarden CityGardinerGarnervilleGarrattsvilleGarrisonGasportGeneseoGenevaGenoaGeorgetownGermantownGerryGetzvilleGhentGilbertsvilleGilboaGlascoGlen AubreyGlen CoveGlen HeadGlen OaksGlen SpeyGlen WildGlenfieldGlenfordGlenhamGlenmontGlens FallsGlenwoodGlenwood LandingGloversvilleGoldens BridgeGorhamGoshenGouverneurGowandaGraftonGrahamsvilleGrand GorgeGrand IslandGranite SpringsGranvilleGreat BendGreat NeckGreat RiverGreat ValleyGreeneGreenfield CenterGreenfield ParkGreenhurstGreenlawnGreenportGreenvaleGreenvilleGreenwichGreenwoodGreenwood LakeGreigGrotonGrovelandGuilderlandGuilderland CenterGuilford
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HadleyHagamanHagueHailesboroHaines FallsHalcottsvilleHallHamburgHamdenHamiltonHamlinHammondHammondsportHamptonHampton BaysHancockHankinsHannacroixHannawa FallsHannibalHarfordHarpersfieldHarpursvilleHarrimanHarrisHarrisonHarrisvilleHartfordHartsdaleHartwickHastingsHastings On HudsonHauppaugeHaverstrawHawthorneHectorHelenaHemlockHempsteadHendersonHenderson HarborHenriettaHensonvilleHerkimerHermonHeuveltonHewlettHicksvilleHigh FallsHighlandHighland FallsHighland LakeHighland MillsHighmountHillburnHillsdaleHiltonHimrodHinckleyHinsdaleHobartHoffmeisterHogansburgHolbrookHollandHolland PatentHolleyHollisHollowvilleHolmesHoltsvilleHomerHoneoyeHoneoye FallsHoosickHoosick FallsHopewell JunctionHornellHorseheadsHortonvilleHoughtonHoward BeachHowellsHowes CaveHubbardsvilleHudsonHudson FallsHughsonvilleHuguenotHuletts LandingHumeHuntHunterHuntingtonHuntington StationHurleyHurleyvilleHyde Park
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IlionIndian LakeInletInterlakenInwoodIoniaIrvingIrvingtonIsland ParkIslandiaIslipIslip TerraceIthaca
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Jackson HeightsJacksonvilleJamaicaJamesportJamestownJamesvilleJasperJava CenterJava VillageJayJeffersonJefferson ValleyJeffersonvilleJerichoJewettJohnsburgJohnsonJohnson CityJohnsonvilleJohnstownJordanJordanville
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KanonaKatonahKattskill BayKauneonga LakeKeeneKeene ValleyKeesevilleKendallKennedyKenoza LakeKentKerhonksonKeuka ParkKew GardensKiamesha LakeKill BuckKillawogKinderhookKing FerryKings ParkKingstonKirkvilleKirkwoodKnowlesvilleKnoxKnoxboro
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La FargevilleLa FayetteLaconaLagrangevilleLake ClearLake GeorgeLake GroveLake HillLake HuntingtonLake KatrineLake LuzerneLake PeekskillLake PlacidLake PleasantLake ViewLakemontLakevilleLakewoodLancasterLanesvilleLansingLarchmontLathamLaurelLaurensLawrenceLawrencevilleLawtonsLe RoyLee CenterLeedsLeicesterLeonLeonardsvilleLevittownLewisLewistonLexingtonLibertyLily DaleLimaLimerickLimestoneLincolndaleLindenhurstLindleyLinwoodLisbonLisleLittle FallsLittle GeneseeLittle NeckLittle ValleyLittle YorkLiverpoolLivingstonLivingston ManorLivoniaLivonia CenterLoch SheldrakeLockeLockportLockwoodLocust ValleyLodiLong BeachLong EddyLong Island CityLong LakeLorraineLowmanLowvilleLycomingLynbrookLyndonvilleLyon MountainLyonsLyons Falls
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MacedonMachiasMadisonMadridMahopacMahopac FallsMaineMalden BridgeMalden On HudsonMalloryMaloneMalverneMamaroneckManchesterManhassetManliusMannsvilleManorvilleMaple SpringsMaple ViewMaplecrestMarathonMarcellusMarcyMargaretvilleMariettaMarillaMarionMarlboroMartinsburgMartvilleMaryknollMarylandMasonvilleMaspethMassapequaMassapequa ParkMassenaMasticMastic BeachMattituckMaybrookMayfieldMayvilleMc ConnellsvilleMc DonoughMc GrawMc LeanMechanicvilleMecklenburgMedfordMedinaMedusaMellenvilleMelroseMelvilleMemphisMendonMeridaleMeridianMerrickMexicoMiddle FallsMiddle GranvilleMiddle GroveMiddle IslandMiddle VillageMiddleburghMiddleportMiddlesexMiddletownMiddlevilleMilfordMill NeckMillbrookMiller PlaceMillertonMillportMillwoodMiltonMineolaMinervaMinettoMinevilleMinoaModel CityModenaMohawkMohegan LakeMoiraMongaup ValleyMonroeMonseyMontaukMontezumaMontgomeryMonticelloMontour FallsMontroseMooersMooers ForksMoraviaMoriahMoriah CenterMorichesMorrisMorrisonvilleMorristownMorrisvilleMortonMottvilleMount KiscoMount MarionMount MorrisMount SinaiMount TremperMount UptonMount VernonMount VisionMountain DaleMountainvilleMumfordMunnsville
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NanuetNapanochNaplesNarrowsburgNassauNatural BridgeNedrowNellistonNesconsetNeversinkNew BaltimoreNew BerlinNew CityNew HamptonNew HartfordNew HavenNew Hyde ParkNew KingstonNew LebanonNew LisbonNew MilfordNew PaltzNew RochelleNew RussiaNew SuffolkNew WindsorNew WoodstockNew YorkNew York MillsNewarkNewark ValleyNewburghNewcombNewfaneNewfieldNewportNewton FallsNewtonvilleNiagara FallsNiagara UniversityNicholsNicholvilleNinevehNiobeNivervilleNorfolkNorth BabylonNorth BangorNorth BayNorth BlenheimNorth BostonNorth BranchNorth BrookfieldNorth ChathamNorth ChiliNorth CollinsNorth CreekNorth EvansNorth GranvilleNorth GreeceNorth HoosickNorth HudsonNorth JavaNorth LawrenceNorth NorwichNorth PitcherNorth RiverNorth RoseNorth SalemNorth TonawandaNorthportNorthvilleNorwichNorwoodNundaNyack
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Oak HillOakdaleOakfieldOakland GardensOaks CornersObernburgOcean BeachOceansideOdessaOgdensburgOlcottOld BethpageOld ChathamOld ForgeOld WestburyOleanOlivebridgeOlmstedvilleOneidaOneontaOntarioOntario CenterOrangeburgOrchard ParkOrientOriskanyOriskany FallsOrwellOssiningOswegatchieOswegoOtegoOtisvilleOttoOuaquagaOvidOwegoOwls HeadOxbowOxfordOyster BayOzone Park
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Painted PostPalatine BridgePalenvillePalisadesPalmyraPanamaParadoxParishParishvilleParksvillePatchoguePattersonPattersonvillePaul SmithsPavilionPawlingPearl RiverPeconicPeekskillPelhamPenfieldPenn YanPennellvillePerkinsvillePerryPerrysburgPeruPeterboroPetersburgPhelpsPhiladelphiaPhillipsportPhilmontPhoeniciaPhoenixPiercefieldPiermontPierrepont ManorPiffardPikePine BushPine CityPine HillPine IslandPine PlainsPine ValleyPisecoPitcherPittsfordPlainviewPlainvillePlattekillPlattsburghPleasant ValleyPleasantvillePlessisPlymouthPoestenkillPoint LookoutPolandPomonaPompeyPond EddyPoplar RidgePort ByronPort ChesterPort CranePort EwenPort GibsonPort HenryPort JeffersonPort Jefferson StationPort JervisPort KentPort LeydenPort WashingtonPortagevillePorter CornersPortlandPortlandvillePortvillePotsdamPottersvillePoughkeepsiePoughquagPound RidgePrattsburghPrattsvillePreblePreston HollowProspectPulaskiPulteneyPultneyvillePurchasePurdysPurlingPutnam StationPutnam ValleyPyrites
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Quaker StreetQueens VillageQueensburyQuogue
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Rainbow LakeRandolphRansomvilleRaquette LakeRavenaRay BrookRaymondvilleReading CenterRed CreekRed HookRedfieldRedfordRedwoodRego ParkRemsenRemsenburgRensselaerRensselaer FallsRensselaervilleRetsofRexfordRexvilleRhinebeckRhinecliffRichburgRichfield SpringsRichfordRichlandRichmond HillRichmondvilleRichvilleRidgeRidgewoodRiftonRipariusRipleyRiverheadRochesterRock City FallsRock HillRock StreamRock TavernRockaway ParkRockville CentreRocky PointRodmanRomeRomulusRonkonkomaRooseveltRooseveltownRoscoeRoseRoseboomRosedaleRosendaleRoslynRoslyn HeightsRotterdam JunctionRound LakeRound TopRouses PointRoxburyRubyRushRushfordRushvilleRussellRye
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SabaelSackets HarborSag HarborSagaponackSaint AlbansSaint BonaventureSaint JamesSaint JohnsvilleSaint Regis FallsSalamancaSalemSalisbury CenterSalisbury MillsSalt PointSanbornSand LakeSanduskySandy CreekSangerfieldSaranacSaranac LakeSaratoga SpringsSardiniaSaugertiesSauquoitSavannahSavonaSayvilleScarsdaleSchaghticokeSchenectadySchenevusSchodack LandingSchoharieSchroon LakeSchuyler FallsSchuyler LakeSchuylervilleScioScipio CenterScottsburgScottsvilleSea CliffSeafordSeldenSelkirkSeneca CastleSeneca FallsSeveranceShandakenSharon SpringsShelter IslandShelter Island HeightsShenorockSherburneSheridanShermanSherrillShinhoppleShirleyShokanShorehamShortsvilleShrub OakShushanSidneySidney CenterSilver BaySilver CreekSilver LakeSilver SpringsSinclairvilleSkaneatelesSkaneateles FallsSlate HillSlaterville SpringsSlingerlandsSloansvilleSloatsburgSmallwoodSmithboroSmithtownSmithville FlatsSmyrnaSodusSodus PointSolsvilleSomersSonyeaSound BeachSouth BethlehemSouth ButlerSouth ByronSouth CairoSouth ColtonSouth DaytonSouth FallsburgSouth Glens FallsSouth JamesportSouth KortrightSouth LimaSouth New BerlinSouth OtselicSouth Ozone ParkSouth PlymouthSouth Richmond HillSouth SalemSouth WalesSouthamptonSouthfieldsSoutholdSparkillSparrow BushSpeculatorSpencerSpencerportSpencertownSpeonkSprakersSpring BrookSpring GlenSpring ValleySpringfield CenterSpringfield GardensSpringvilleSpringwaterStaatsburgStaffordStamfordStanfordvilleStanleyStar LakeStaten IslandSteamburgStella NiagaraStephentownSterlingSterling ForestStillwaterStittvilleStocktonStone RidgeStony BrookStony CreekStony PointStormvilleStottvilleStowStratfordStrykersvilleStuyvesantStuyvesant FallsSuffernSugar LoafSummitSummitvilleSunnysideSurpriseSwainSwan LakeSylvan BeachSyossetSyracuse
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TabergTallmanTannersvilleTappanTarrytownThendaraTheresaThiellsThompson RidgeThompsonvilleThornwoodThousand Island ParkThree Mile BayTiconderogaTillsonTioga CenterTivoliTomkins CoveTonawandaTreadwellTribes HillTroupsburgTrout CreekTroyTrumansburgTruxtonTuckahoeTullyTunnelTupper LakeTurinTuxedo ParkTyrone
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Ulster ParkUnadillaUnion HillUnion SpringsUniondaleUnionvilleUpper JayUptonUtica
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Vails GateValatieValhallaValley CottageValley FallsValley StreamVan Buren PointVan EttenVan HornesvilleVarysburgVerbankVermontvilleVernonVernon CenterVeronaVerona BeachVerplanckVersaillesVestalVictorVictory MillsVoorheesville
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WaccabucWaddingtonWading RiverWainscottWaldenWales CenterWalker ValleyWallkillWaltonWalworthWampsvilleWanakenaWantaghWappingers FallsWarnersWarnervilleWarrensburgWarsawWarwickWashington MillsWashingtonvilleWassaicWater MillWaterfordWaterlooWaterportWatertownWatervilleWatervlietWatkins GlenWaverlyWawarsingWaylandWayneWebsterWeedsportWellesley IslandWellsWells BridgeWellsburgWellsvilleWest BabylonWest BloomfieldWest BurlingtonWest CampWest ChazyWest ClarksvilleWest CopakeWest CoxsackieWest DavenportWest EatonWest EdmestonWest FallsWest FultonWest HarrisonWest HaverstrawWest HempsteadWest HenriettaWest HurleyWest IslipWest KillWest LebanonWest LeydenWest MonroeWest NyackWest OneontaWest ParkWest PointWest Sand LakeWest SayvilleWest ShokanWest StockholmWest ValleyWest WinfieldWestbrookvilleWestburyWestdaleWesterloWesternvilleWestfieldWestfordWesthamptonWesthampton BeachWestmorelandWestons MillsWestportWesttownWevertownWhipplevilleWhite LakeWhite PlainsWhite Sulphur SpringsWhitehallWhitesboroWhitestoneWhitesvilleWhitney PointWillardWilletWilliamsonWilliamstownWilliston ParkWillowWillsboroWillseyvilleWilmingtonWilsonWindhamWindsorWingdaleWinthropWitherbeeWolcottWoodbourneWoodburyWoodgateWoodhavenWoodhullWoodmereWoodridgeWoodsideWoodstockWorcesterWurtsboroWyandanchWynantskillWyoming
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YaphankYonkersYorkYorkshireYorktown HeightsYorkvilleYoungstownYoungsvilleYulan

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Sample NY Credit & Debt Cases

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law § 17-101 ...

... The Appellate Division also awarded wife a 50% credit—or $24,081.45—for the student debt incurred by husband during the marriage to attain his degree, concluding that because a court-appointed expert had determined that husband's advanced degree did not enhance his ...

... The trend in consumer protection law is to require such notice (see Uniform Consumer Credit Code 1974 § 3.204, ULA Cons Credit § 3.204 [2009]), especially in dealing with consumer credit debt where the vast majority of defendants are unrepresented, unsophisticated ...

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