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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Chi Ngoc Dinh

Litigation, Intellectual Property, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

41041 Trimboli Way, Fremont, CA 94538

Simon O W Offord

Real Estate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

2501 Park Blvd, Palo Alto, CA 94306

Scott D. Rogers

Construction, Foreign Investment, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

5 Palo Alto Square, Palo Alto, CA 94306

Thomas Michael Gaa

International, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

830 Menlo Ave, Menlo Park, CA 94025

Eric Kai-Him Shiu

Litigation, Science, Technology & Internet, Contract, Credit & Debt

Status: In Good Standing

CONTACT

830 Menlo Ave, Menlo Park, CA 94025

Ryan Cullen Wood

Trusts, Family Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

611 Veterans Blvd, Redwood City, CA 94063

Gopal Krishan

Immigration, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

627 E Calaveras Blvd, Milpitas, CA 95035

Rebecca Lynn Epstein

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

650 Page Mill Rd, Palo Alto, CA 94304

Robert Gordon Padrick

Litigation, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

961 Woodside Rd, Redwood City, CA 94061

Walter Damian Rickert

Trusts, Family Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

109 Jackson St, Hayward, CA 94544

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FCRA

See Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Newark Credit & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Chi Ngoc Dinh

Simon O W Offord

Scott D. Rogers

Thomas Michael Gaa

Eric Kai-Him Shiu

Ryan Cullen Wood

Gopal Krishan

Rebecca Lynn Epstein

Robert Gordon Padrick

Walter Damian Rickert

TIPS

LEGAL TERMS

CREDIT FILE

SETOFF

WINDING UP

CHAPTER 13 BANKRUPTCY

GENERAL PARTNER

SUBROGATION

REPOSSESSION

COSIGNER

FCRA

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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