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North Chicago Workout Lawyer, Illinois

Sponsored Law Firm

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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James J. Burns

Foreclosure, Real Estate, Workout, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

25 North County Street, Waukegan, IL 60085

Brian J. Russell

Bankruptcy, Condominiums, Consumer Bankruptcy, Workout

Status: In Good Standing

FREE CONSULTATION

30 North LaSalle Street, Chicago, IL 60602

George Olsen

Litigation, Banking & Finance, Workout, Bankruptcy

Status: In Good Standing

707 Lake Cook Road, Deerfield, IL 60015

Andrew Polansky

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

300 North Lasalle Street, Chicago, IL 60611

Conor McNamara

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

300 North Lasalle Street, Chicago, IL 60611

Gabriela Zamfir

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

300 N Lasalle, Chicago, IL 60654

Alexander McCammon

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

300 N Lasalle, Chicago, IL 60654

Anne Dreisbach

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

300 N Lasalle, Chicago, IL 60654

Anne Dreisbach

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

300 N Lasalle, Chicago, IL 60654

Nicholas Krislov

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

300 N La Salle Dr, Chicago, IL 60654

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By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COLLATERAL

Property that guarantees payment of a secured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT FILE

See credit report.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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