North Kingstown Bankruptcy & Debt Lawyer, Rhode Island

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Keri Hague Beck

Business Organization, Commercial Real Estate, Credit & Debt, Estate Planning

Status: In Good Standing

FREE CONSULTATION

CONTACT

931 Jefferson Blvd., Warwick, RI 02886

Jennifer Hoopis D'Ambra

Bankruptcy, Employment, Family Law, Labor Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

33 College Hill Road, Warwick, RI 02886

Danielle A. Britto

Estate Planning, Workers' Compensation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

293 Cowesett Avenue, West Warwick, RI 02893

Melissa M. Horne

Other, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

45 Appian Way, Barrington, RI 02806

Glenn F. Russell

Commercial Real Estate, Litigation, Federal Appellate Practice, Bankruptcy

Status: In Good Standing

CONTACT

6 Newbrook Drive, Barrington, RI 02806

Robert J. Humm

Lawsuit & Dispute, Intellectual Property, Entertainment, Bankruptcy

Status: In Good Standing

CONTACT

21 Woodland Road, Barrington, RI 02806

Melissa M. Horne

Other, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

45 Appian Way, Barrington, RI 02806

Paul Thomas Costa

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

7 Driftwood Drive, Barrington, RI 02806

Melissa Horne

Other, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

45 Appian Way, Barrington, RI 02806

Vasilios Bill Kotsiris

International, Employment, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

16 Briarfield Road, Barrington, RI 02806

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FDCPA

See Fair Debt Collections & Practices Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

North Kingstown Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Keri Hague Beck

Jennifer Hoopis D'Ambra

Danielle A. Britto

Melissa M. Horne

Glenn F. Russell

Robert J. Humm

Melissa M. Horne

Paul Thomas Costa

Melissa Horne

Vasilios Bill Kotsiris

TIPS

LEGAL TERMS

NUISANCE FEES

TRUTH IN LENDING ACT (TILA)

FDCPA

ADMINISTRATIVE EXPENSES

FAIR LABOR STANDARDS ACT (FLSA)

PRIORITY DEBT

FRAUDULENT TRANSFER

COSIGNER

SECRET WARRANTY PROGRAM

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