Oak Grove Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Logan Barker Askew

Business, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

4620 Barkers Mill Road, Trenton, KY 42286

Craig Bartley Richardson

Credit & Debt, Social Security, Estate Planning, Elder Law

Status: In Good Standing

CONTACT

215 E 21St St, Hopkinsville, KY 42240

Michael Andrew Richardson

Family Law, Divorce, Bankruptcy, Trusts

Status: In Good Standing

CONTACT

215 East 21St Street, Hopkinsville, KY 42240

Allison Coffee Mohon

Lawsuit & Dispute, Government, Criminal, Credit & Debt

Status: In Good Standing

CONTACT

106 Orchard Street, Hopkinsville, KY 42240

Allison Coffee Mohon

Criminal, Credit & Debt, Family Law, Trusts

Status: In Good Standing

CONTACT

106 Orchard Street, Hopkinsville, KY 42240

Laurel Luise King

General Practice

Status: In Good Standing

CONTACT

1925 South Main Street, Hopkinsville, KY 42240

Lee Mabry Harton

Corporate, Bankruptcy, Elder Law, Trusts

Status: In Good Standing

CONTACT

1606 S Main St, Hopkinsville, KY 42241

James G Adams

Lawsuit & Dispute, Industry Specialties, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1209 S Virginia St, Hopkinsville, KY 42241

Jason Ervin Holland

Bankruptcy & Debt, Criminal, Personal Injury, Personal Injury, Civil Rights

Status: In Good Standing

CONTACT

612 S Main Street, Hopkinsville, KY 42241

Kurt Walter Anderson

Divorce & Family Law, DUI-DWI, Bankruptcy

Status: In Good Standing

CONTACT

Hopkinsville, KY 42241

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Oak Grove Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Logan Barker Askew

Craig Bartley Richardson

Michael Andrew Richardson

Allison Coffee Mohon

Allison Coffee Mohon

Laurel Luise King

Lee Mabry Harton

James G Adams

Jason Ervin Holland

Kurt Walter Anderson

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LEGAL TERMS

MEANS TEST

LIEN

FAIR CREDIT BILLING ACT (FCBA)

CHAPTER 7 BANKRUPTCY

PRESUMED ABUSE

DEBIT CARD

FAIR LABOR STANDARDS ACT (FLSA)

CREDITOR

BULK SALES LAW

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