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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Anthony Rocco Pecora

Real Estate, Litigation, Family Law, Credit & Debt

Status: In Good Standing

CONTACT

5455 Detroit Rd, Sheffield Lake, OH 44054

Catherine Furio

Estate Planning, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

1771 Century Oaks Dr, Westlake, OH 44145

Christine Colette Covey

Landlord-Tenant, Workers' Compensation, Civil & Human Rights, Credit & Debt

Status: In Good Standing

CONTACT

26600 Detroit Road, Westlake, OH 44145

James N. Taylor

Real Estate, Traffic, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

409 East Ave, Elyria, OH 44035

Mary Davis

Landlord-Tenant, Divorce, Child Custody, Credit & Debt

Status: Inactive Licensed: 36 Years

CONTACT

26600 Detroit Rd, Westlake, OH 44145

Matthew Thomas Gilmartin

Litigation, State Appellate Practice, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

North Olmsted, OH 44070

Stephen Gary Meckler

Lawsuit & Dispute, Estate, Misdemeanor, Credit & Debt, Accident & Injury

Status: In Good Standing Licensed: 59 Years

CONTACT

1551 W River Road N, Elyria, OH 44035

Thomas Jeffrey Tumlin

Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 21 Years

CONTACT

124 Lafayette Rd., Medina, OH 44256

Thomas Henry Terry

Litigation, Employee Rights, Civil & Human Rights, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

619 Calhoon Rd, Bay Village, OH 44140

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CCCS

See Consumer Credit Counseling Service.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Oberlin Credit & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Anthony Rocco Pecora

Catherine Furio

Christine Colette Covey

James N. Taylor

Mary Davis

Matthew Thomas Gilmartin

Stephen Gary Meckler

Thomas Jeffrey Tumlin

Thomas Henry Terry

TIPS

LEGAL TERMS

MEETING OF CREDITORS

BANKRUPTCY TRUSTEE

UNSECURED DEBT

CREDIT INSURANCE

CCCS

REDEMPTION

FRAUDULENT TRANSFER

SETOFF

GRACE PERIOD

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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