Oldham County, KY Credit & Debt Lawyers

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Lawrence Belanger
About | Practice Areas
Law Office of Lawrence Belanger
101 North 7th St Louisville, KY 40202» view map
Bankruptcy & Debt
Decades Of Experience

Filing for bankruptcy can be complicated, but it doesn't have to be. Attorney Lawrence Belanger helps his clients every step of the way.

800-872-6030
1. Lawrence Belanger Louisville, KY
  Attorney at Law - KY, 1991
  Suffolk University J.D. 1973
2. AboutLaw Office of Lawrence Belanger
  Decades Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Oldham Credit & Debt lawyer.
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Sean P. Paris

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Divorce & Family Law, Litigation, Real Estate, Estate, Criminal

Serious representation for when it matters the most. Call me now!

Mr. Paris has over 24 years' experience in both family law and civil litigation matters. He has received a Martindale-Hubbell top AV rating for attorn... (more)

FREE CONSULTATION

CONTACT

800-392-3301

306 W. Jefferson Street, La Grange, KY 40031

Jazmyn Sierra Wood

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Divorce & Family Law, Litigation, Real Estate, Criminal

Jazmyn Wood is a practicing lawyer in the state of Kentucky handling family law matters.

CONTACT

502-257-0070

306 W. Jefferson Street, La Grange, KY 40031

Walter Matthew Hudson

Wills & Probate, Divorce & Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing

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La Grange, KY 40031

Carol Schureck Petitt

Lawsuit & Dispute, Civil & Human Rights, Medical Malpractice, Civil Rights

Status: In Good Standing

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7500 West Highway 146, Pewee Valley, KY 40056

Jason Earl Taylor

General Practice

Status: In Good Standing

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404 Woodland Lakes Drive, La Grange, KY 40031

Kyle Meredith Vaughn

Construction Contracts, State & Local Agencies, Employee Rights, Civil Rights, Estate

Status: In Good Standing

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7500 West Highway 146, Pewee Valley, KY 40056

David Lawrence Reichert

Business, Corporate, Securities, Administrative Law, Securities Regulation

Status: In Good Standing

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3801 Arbor Way, Crestwood, KY 40014

Stephen C Emery

Traffic, Estate, Divorce & Family Law, Accident & Injury

Status: In Good Standing

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105 N. First St.,, La Grange, KY 40031

Angela Kortz Funke

Immigration, Family Law, Criminal

Status: In Good Standing

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6519 W Highway 22, Crestwood, KY 40014

Raymond R Roelandt

Real Estate, Dispute Resolution, Lawsuit & Dispute, Trusts

Status: In Good Standing

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6506 W Highway 22, Crestwood, KY 40014

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SAMPLE LEGAL CASES

Rice v. Rice

... The single issue on discretionary review to this Court is whether the trial court abused its discretion in concluding that a credit card debt incurred solely by the husband and an adult son without the wife's knowledge and participation was marital property and ordering the wife to ...

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

... Tall, pro se, answered the Credit Union's complaint by essentially denying that he owed any debt to the Credit Union and claiming that he and the Credit Union's attorney had previously discussed a settlement whereby Tall would bring his account current. ...

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

... Reed appeals from an opinion and order of the Rockcastle Circuit Court granting summary judgment to Franklin Credit Management Corporation ... agreed the subject property was to be transferred to Sue Colwell in consideration of her assuming the debt totaling $69,000.00 on ...

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Oldham County, KY Credit & Debt Lawyers

Sponsored Law Firm

Law Office of Lawrence Belanger

SPONSORED LAWYERS

Sean P. Paris

Jazmyn Sierra Wood

Walter Matthew Hudson

Carol Schureck Petitt

Jason Earl Taylor

Kyle Meredith Vaughn

David Lawrence Reichert

Stephen C Emery

Angela Kortz Funke

Raymond R Roelandt

TIPS

LEGAL TERMS

BANKRUPTCY

UNSECURED DEBT

IRS EXPENSES

401(K) PLAN

DOING BUSINESS AS (DBA)

NUISANCE FEES

GRACE PERIOD

PREFERENCE

FORBEARANCE

SAMPLE LEGAL CASES

Rice v. Rice

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

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