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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ira Scott Kilburn

Insurance, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

363 Woods Ln, Salt Lick, KY 40371

Ira Kilburn

Insurance, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

363 Woods Ln, Salt Lick, KY 40371

Ira Scott Kilburn

Insurance, DUI-DWI, Family Law, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

363 Woods Ln, Salt Lick, KY 40371

Ira Scott Kilburn

Insurance, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

363 Woods Ln, Salt Lick, KY 40371

Kimberly S H Price

Corporate, Credit & Debt, Personal Injury, Civil Rights, Administrative Law

Status: In Good Standing

CONTACT

100 N Court St, Owingsville, KY 40360

Anthony Lewis Barber

Bankruptcy, Litigation, Civil Rights, Workers' Compensation

Status: In Good Standing

CONTACT

128 Wells Ave, Owingsville, KY 40360

Howard David Stone

Divorce, Bankruptcy, Medical Malpractice, Civil Rights

Status: In Good Standing

CONTACT

Owingsville, KY 40360

Julie Diane S Williamson

Real Estate, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Owingsville, KY 40360

Howard David Stone

General Practice

Status: In Good Standing

CONTACT

Owingsville, KY 40360

Howard David Stone

Bankruptcy & Debt

Status: In Good Standing

CONTACT

2944 W Tunnel Hill Rd, Owingsville, KY 40360

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Olympia Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Ira Scott Kilburn

Ira Kilburn

Ira Scott Kilburn

Ira Scott Kilburn

Kimberly S H Price

Anthony Lewis Barber

Howard David Stone

Julie Diane S Williamson

Howard David Stone

Howard David Stone

TIPS

LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

GENERAL PARTNER

GUARANTEED RESERVATION

FORBEARANCE

REAFFIRMATION

CHAPTER 7 BANKRUPTCY

NO-FAULT INSURANCE

INTEREST

FAIR CREDIT BILLING ACT (FCBA)

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