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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
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7. Profile

Brian David Goodrich

Oil & Gas, Health Care Other, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

501 Nw Grand Blvd, Oklahoma City, OK 73118

Douglas L. Jackson

Civil Rights, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Enid, OK 73702

Joe Earl Edwards

Litigation, Oil & Gas, Securities, Credit & Debt

Status: In Good Standing

CONTACT

324 North Robinson Avenue, Oklahoma City, OK 73102

Clayton David Ketter

Landlord-Tenant, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

101 N Robinson Ave, Oklahoma City, OK 73102

Jeffery D. Trevillion

International Tax, Criminal, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

324 N Robinson Ave, Oklahoma City, OK 73102

Jason Mccart

Credit & Debt, Litigation, Indians & Native Populations, Collection

Status: In Good Standing

CONTACT

120 North Robinson, Oklahoma City, OK 73102

Joel W. Harmon

Commercial Real Estate, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

324 N Robinson Ave, Oklahoma City, OK 73102

Gabriel Dean Herald

Litigation, Credit & Debt, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

208 Nw 19Th St, Oklahoma City, OK 73103

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SAMPLE LEGAL CASES

In re Sales Tax Claim for Refund of Home Depot

... [4] Home Depot stipulated that Monogram Bank of Georgia (Monogram & GE Capital were two of the private label credit card issuers) owned the accounts, and that Monogram included a bad debt deduction under Â§ 166, IRC on its federal tax return. ...

Capital One Bank, NA v. Parsons

... We find attorney fees are recoverable here and reverse the decision of the trial court. Â¶ 2 On December 27, 2005, Capital One Bank (Capital) filed a lawsuit on an open account alleging a credit card debt owed to it by William T. Parsons, III. ...

LITTLE BEAR RESOURCES v. NEMAHA SERVICES

... the origin of 961 its anti-deficiency statute [6] and concluded equity required the same rule (that the judgment debtor be allowed a credit against its debt for the sum representing the fair market value of the property sold) be applied to execution sales on judgment liens. ...

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Omega Credit & Debt Lawyer, Oklahoma, page 2

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Brian David Goodrich

Douglas L. Jackson

Joe Earl Edwards

Clayton David Ketter

Jeffery D. Trevillion

Jason Mccart

Joel W. Harmon

Gabriel Dean Herald

TIPS

LEGAL TERMS

UNDUE HARDSHIP

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT INSURANCE

CREDIT REPORT

HOUSEHOLDER

DISCHARGE (OF DEBTS)

NUISANCE FEES

DISCHARGEABLE DEBTS

CREDITOR

SAMPLE LEGAL CASES

In re Sales Tax Claim for Refund of Home Depot

Capital One Bank, NA v. Parsons

LITTLE BEAR RESOURCES v. NEMAHA SERVICES

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