Osceola County, FL Bankruptcy & Debt Lawyers

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Nicholas Randall Jones

Foreclosure, Bankruptcy & Debt, Landlord-Tenant, Credit & Debt

Status: In Good Standing Licensed: 14 Years

FREE CONSULTATION

CONTACT

1006 Verona Street, Kissimmee, FL 34741

Janice Deborah Kerr

Criminal, Employment, Bankruptcy, Family Law

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

CONTACT

20 S Rose Ave, Kissimmee, FL 34741

John Karl Schwartz

Landlord-Tenant, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

318 N John Young Pkwy, Kissimmee, FL 34741

Angel M Mercado

Mass Torts, Immigration, Bankruptcy, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

821 Emmett St, Kissimmee, FL 34741

Shawn Logan Hungate

Government, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

122 S Rose Ave, Kissimmee, FL 34741

Hernan Cortes Rodriguez

Credit & Debt, Personal Injury, Family Law, Entertainment

Status: In Good Standing Licensed: 24 Years

CONTACT

Kissimmee, FL 34742

Rudranath Rudy Ramjeawan

Civil Rights, Estate Planning, Adoption, Bankruptcy, Contract

Status: In Good Standing

CONTACT

215 S Vernon Ave, Kissimmee, FL 34741

Christopher Albert Mack

Civil Rights, Bankruptcy, Personal Injury, Criminal, Mass Torts

Status: In Good Standing Licensed: 11 Years

CONTACT

2 Courthouse Square, Kissimmee, FL 34741

Luis F Vega

State Trial Practice, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

LUIS F VEGA ALICEA, P.A., Kissimmee, FL 34758

Lawrence Joseph Barron

Trusts, Family Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1835 Wedgewood Way, Kissimmee, FL 34746

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FCRA

See Fair Credit Reporting Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Osceola County, FL Bankruptcy & Debt Lawyers

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Nicholas Randall Jones

Janice Deborah Kerr

John Karl Schwartz

Angel M Mercado

Shawn Logan Hungate

Hernan Cortes Rodriguez

Rudranath Rudy Ramjeawan

Christopher Albert Mack

Luis F Vega

Lawrence Joseph Barron

TIPS

LEGAL TERMS

PREFERENCE

CHAPTER 13 BANKRUPTCY

NUISANCE FEES

FCRA

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NO-FAULT INSURANCE

NONDISCHARGEABLE DEBTS

IRS EXPENSES

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